LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,266
−HK$7,103/mo
▼ 0.25% · 3.875%
HK$116,790
−HK$3,579/mo
Today · 4.125%
HK$120,369
baseline
▲ 0.50% · 4.625%
HK$127,693
+HK$7,324/mo
Deposit HK$24.84M · loan HK$24.84M · min. income ≈ HK$240,738/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$2,111,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,008
−HK$6,807/mo
▼ 0.25% · 3.875%
HK$129,387
−HK$3,428/mo
Today · 4.125%
HK$132,815
baseline
▲ 0.50% · 4.625%
HK$139,816
+HK$7,001/mo
Deposit HK$24.84M · loan HK$24.84M · min. income ≈ HK$265,630/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$2,111,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,920
−HK$8,523/mo
▼ 0.25% · 3.875%
HK$140,148
−HK$4,295/mo
Today · 4.125%
HK$144,443
baseline
▲ 0.50% · 4.625%
HK$153,232
+HK$8,789/mo
Deposit HK$19.87M · loan HK$29.80M · min. income ≈ HK$288,886/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$2,111,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,209
−HK$8,170/mo
▼ 0.25% · 3.875%
HK$155,265
−HK$4,114/mo
Today · 4.125%
HK$159,379
baseline
▲ 0.50% · 4.625%
HK$167,780
+HK$8,401/mo
Deposit HK$19.87M · loan HK$29.80M · min. income ≈ HK$318,758/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$2,111,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,573
−HK$9,944/mo
▼ 0.25% · 3.875%
HK$163,505
−HK$5,012/mo
Today · 4.125%
HK$168,517
baseline
▲ 0.50% · 4.625%
HK$178,771
+HK$10,254/mo
Deposit HK$14.90M · loan HK$34.77M · min. income ≈ HK$337,034/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$2,111,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,411
−HK$9,531/mo
▼ 0.25% · 3.875%
HK$181,142
−HK$4,800/mo
Today · 4.125%
HK$185,942
baseline
▲ 0.50% · 4.625%
HK$195,743
+HK$9,801/mo
Deposit HK$14.90M · loan HK$34.77M · min. income ≈ HK$371,884/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$2,111,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,879
−HK$12,785/mo
▼ 0.25% · 3.875%
HK$210,221
−HK$6,443/mo
Today · 4.125%
HK$216,664
baseline
▲ 0.50% · 4.625%
HK$229,848
+HK$13,184/mo
Deposit HK$4.97M · loan HK$44.71M · min. income ≈ HK$433,328/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,111,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,814
−HK$12,254/mo
▼ 0.25% · 3.875%
HK$232,897
−HK$6,171/mo
Today · 4.125%
HK$239,068
baseline
▲ 0.50% · 4.625%
HK$251,669
+HK$12,601/mo
Deposit HK$4.97M · loan HK$44.71M · min. income ≈ HK$478,136/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,111,088 · Scale 2, in force from 26 Feb 2026)