LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,274
−HK$7,104/mo
▼ 0.25% · 3.875%
HK$116,798
−HK$3,580/mo
Today · 4.125%
HK$120,378
baseline
▲ 0.50% · 4.625%
HK$127,702
+HK$7,324/mo
Deposit HK$24.84M · loan HK$24.84M · min. income ≈ HK$240,756/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$2,111,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,016
−HK$6,809/mo
▼ 0.25% · 3.875%
HK$129,396
−HK$3,429/mo
Today · 4.125%
HK$132,825
baseline
▲ 0.50% · 4.625%
HK$139,826
+HK$7,001/mo
Deposit HK$24.84M · loan HK$24.84M · min. income ≈ HK$265,650/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$2,111,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,929
−HK$8,524/mo
▼ 0.25% · 3.875%
HK$140,157
−HK$4,296/mo
Today · 4.125%
HK$144,453
baseline
▲ 0.50% · 4.625%
HK$153,243
+HK$8,790/mo
Deposit HK$19.87M · loan HK$29.81M · min. income ≈ HK$288,906/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$2,111,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,220
−HK$8,170/mo
▼ 0.25% · 3.875%
HK$155,275
−HK$4,115/mo
Today · 4.125%
HK$159,390
baseline
▲ 0.50% · 4.625%
HK$167,791
+HK$8,401/mo
Deposit HK$19.87M · loan HK$29.81M · min. income ≈ HK$318,780/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$2,111,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,584
−HK$9,945/mo
▼ 0.25% · 3.875%
HK$163,517
−HK$5,012/mo
Today · 4.125%
HK$168,529
baseline
▲ 0.50% · 4.625%
HK$178,783
+HK$10,254/mo
Deposit HK$14.90M · loan HK$34.77M · min. income ≈ HK$337,058/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$2,111,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,423
−HK$9,532/mo
▼ 0.25% · 3.875%
HK$181,155
−HK$4,800/mo
Today · 4.125%
HK$185,955
baseline
▲ 0.50% · 4.625%
HK$195,757
+HK$9,802/mo
Deposit HK$14.90M · loan HK$34.77M · min. income ≈ HK$371,910/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$2,111,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,894
−HK$12,786/mo
▼ 0.25% · 3.875%
HK$210,236
−HK$6,444/mo
Today · 4.125%
HK$216,680
baseline
▲ 0.50% · 4.625%
HK$229,864
+HK$13,184/mo
Deposit HK$4.97M · loan HK$44.71M · min. income ≈ HK$433,360/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,111,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,830
−HK$12,255/mo
▼ 0.25% · 3.875%
HK$232,913
−HK$6,172/mo
Today · 4.125%
HK$239,085
baseline
▲ 0.50% · 4.625%
HK$251,687
+HK$12,602/mo
Deposit HK$4.97M · loan HK$44.71M · min. income ≈ HK$478,170/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,111,235 · Scale 2, in force from 26 Feb 2026)