LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,327
−HK$711/mo
▼ 0.25% · 3.875%
HK$11,680
−HK$358/mo
Today · 4.125%
HK$12,038
baseline
▲ 0.50% · 4.625%
HK$12,770
+HK$732/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$24,076/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$111,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,602
−HK$680/mo
▼ 0.25% · 3.875%
HK$12,940
−HK$342/mo
Today · 4.125%
HK$13,282
baseline
▲ 0.50% · 4.625%
HK$13,983
+HK$701/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$26,564/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$111,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,593
−HK$852/mo
▼ 0.25% · 3.875%
HK$14,016
−HK$429/mo
Today · 4.125%
HK$14,445
baseline
▲ 0.50% · 4.625%
HK$15,324
+HK$879/mo
Deposit HK$1.99M · loan HK$2.98M · min. income ≈ HK$28,890/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,122
−HK$817/mo
▼ 0.25% · 3.875%
HK$15,528
−HK$411/mo
Today · 4.125%
HK$15,939
baseline
▲ 0.50% · 4.625%
HK$16,779
+HK$840/mo
Deposit HK$1.99M · loan HK$2.98M · min. income ≈ HK$31,878/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,858
−HK$995/mo
▼ 0.25% · 3.875%
HK$16,352
−HK$501/mo
Today · 4.125%
HK$16,853
baseline
▲ 0.50% · 4.625%
HK$17,878
+HK$1,025/mo
Deposit HK$1.49M · loan HK$3.48M · min. income ≈ HK$33,706/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,642
−HK$953/mo
▼ 0.25% · 3.875%
HK$18,115
−HK$480/mo
Today · 4.125%
HK$18,595
baseline
▲ 0.50% · 4.625%
HK$19,576
+HK$981/mo
Deposit HK$1.49M · loan HK$3.48M · min. income ≈ HK$37,190/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,389
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,024
−HK$644/mo
Today · 4.125%
HK$21,668
baseline
▲ 0.50% · 4.625%
HK$22,986
+HK$1,318/mo
Deposit HK$497K · loan HK$4.47M · min. income ≈ HK$43,336/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$111,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,683
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,291
−HK$617/mo
Today · 4.125%
HK$23,908
baseline
▲ 0.50% · 4.625%
HK$25,169
+HK$1,261/mo
Deposit HK$497K · loan HK$4.47M · min. income ≈ HK$47,816/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$111,772 · Scale 2, in force from 26 Feb 2026)