LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,277
−HK$7,103/mo
▼ 0.25% · 3.875%
HK$116,800
−HK$3,580/mo
Today · 4.125%
HK$120,380
baseline
▲ 0.50% · 4.625%
HK$127,705
+HK$7,325/mo
Deposit HK$24.84M · loan HK$24.84M · min. income ≈ HK$240,760/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$2,111,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,019
−HK$6,809/mo
▼ 0.25% · 3.875%
HK$129,399
−HK$3,429/mo
Today · 4.125%
HK$132,828
baseline
▲ 0.50% · 4.625%
HK$139,829
+HK$7,001/mo
Deposit HK$24.84M · loan HK$24.84M · min. income ≈ HK$265,656/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$2,111,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,932
−HK$8,524/mo
▼ 0.25% · 3.875%
HK$140,160
−HK$4,296/mo
Today · 4.125%
HK$144,456
baseline
▲ 0.50% · 4.625%
HK$153,246
+HK$8,790/mo
Deposit HK$19.87M · loan HK$29.81M · min. income ≈ HK$288,912/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$2,111,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,223
−HK$8,170/mo
▼ 0.25% · 3.875%
HK$155,279
−HK$4,114/mo
Today · 4.125%
HK$159,393
baseline
▲ 0.50% · 4.625%
HK$167,795
+HK$8,402/mo
Deposit HK$19.87M · loan HK$29.81M · min. income ≈ HK$318,786/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$2,111,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,588
−HK$9,944/mo
▼ 0.25% · 3.875%
HK$163,521
−HK$5,011/mo
Today · 4.125%
HK$168,532
baseline
▲ 0.50% · 4.625%
HK$178,787
+HK$10,255/mo
Deposit HK$14.90M · loan HK$34.77M · min. income ≈ HK$337,064/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$2,111,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,427
−HK$9,532/mo
▼ 0.25% · 3.875%
HK$181,159
−HK$4,800/mo
Today · 4.125%
HK$185,959
baseline
▲ 0.50% · 4.625%
HK$195,761
+HK$9,802/mo
Deposit HK$14.90M · loan HK$34.77M · min. income ≈ HK$371,918/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$2,111,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,898
−HK$12,787/mo
▼ 0.25% · 3.875%
HK$210,241
−HK$6,444/mo
Today · 4.125%
HK$216,685
baseline
▲ 0.50% · 4.625%
HK$229,869
+HK$13,184/mo
Deposit HK$4.97M · loan HK$44.71M · min. income ≈ HK$433,370/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,111,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,835
−HK$12,255/mo
▼ 0.25% · 3.875%
HK$232,918
−HK$6,172/mo
Today · 4.125%
HK$239,090
baseline
▲ 0.50% · 4.625%
HK$251,693
+HK$12,603/mo
Deposit HK$4.97M · loan HK$44.71M · min. income ≈ HK$478,180/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,111,283 · Scale 2, in force from 26 Feb 2026)