LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,279
−HK$7,103/mo
▼ 0.25% · 3.875%
HK$116,802
−HK$3,580/mo
Today · 4.125%
HK$120,382
baseline
▲ 0.50% · 4.625%
HK$127,707
+HK$7,325/mo
Deposit HK$24.84M · loan HK$24.84M · min. income ≈ HK$240,764/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$2,111,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,021
−HK$6,809/mo
▼ 0.25% · 3.875%
HK$129,401
−HK$3,429/mo
Today · 4.125%
HK$132,830
baseline
▲ 0.50% · 4.625%
HK$139,832
+HK$7,002/mo
Deposit HK$24.84M · loan HK$24.84M · min. income ≈ HK$265,660/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$2,111,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,934
−HK$8,525/mo
▼ 0.25% · 3.875%
HK$140,163
−HK$4,296/mo
Today · 4.125%
HK$144,459
baseline
▲ 0.50% · 4.625%
HK$153,249
+HK$8,790/mo
Deposit HK$19.87M · loan HK$29.81M · min. income ≈ HK$288,918/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$2,111,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,226
−HK$8,170/mo
▼ 0.25% · 3.875%
HK$155,281
−HK$4,115/mo
Today · 4.125%
HK$159,396
baseline
▲ 0.50% · 4.625%
HK$167,798
+HK$8,402/mo
Deposit HK$19.87M · loan HK$29.81M · min. income ≈ HK$318,792/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$2,111,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,590
−HK$9,945/mo
▼ 0.25% · 3.875%
HK$163,523
−HK$5,012/mo
Today · 4.125%
HK$168,535
baseline
▲ 0.50% · 4.625%
HK$178,790
+HK$10,255/mo
Deposit HK$14.90M · loan HK$34.77M · min. income ≈ HK$337,070/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$2,111,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,430
−HK$9,532/mo
▼ 0.25% · 3.875%
HK$181,162
−HK$4,800/mo
Today · 4.125%
HK$185,962
baseline
▲ 0.50% · 4.625%
HK$195,764
+HK$9,802/mo
Deposit HK$14.90M · loan HK$34.77M · min. income ≈ HK$371,924/mo (50% DSR)
Upfront cash ≈ HK$17.01M (deposit + AVD stamp duty HK$2,111,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,902
−HK$12,786/mo
▼ 0.25% · 3.875%
HK$210,244
−HK$6,444/mo
Today · 4.125%
HK$216,688
baseline
▲ 0.50% · 4.625%
HK$229,873
+HK$13,185/mo
Deposit HK$4.97M · loan HK$44.71M · min. income ≈ HK$433,376/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,111,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,839
−HK$12,255/mo
▼ 0.25% · 3.875%
HK$232,922
−HK$6,172/mo
Today · 4.125%
HK$239,094
baseline
▲ 0.50% · 4.625%
HK$251,697
+HK$12,603/mo
Deposit HK$4.97M · loan HK$44.71M · min. income ≈ HK$478,188/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,111,317 · Scale 2, in force from 26 Feb 2026)