LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,328
−HK$711/mo
▼ 0.25% · 3.875%
HK$11,681
−HK$358/mo
Today · 4.125%
HK$12,039
baseline
▲ 0.50% · 4.625%
HK$12,771
+HK$732/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$24,078/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$111,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,603
−HK$680/mo
▼ 0.25% · 3.875%
HK$12,941
−HK$342/mo
Today · 4.125%
HK$13,283
baseline
▲ 0.50% · 4.625%
HK$13,984
+HK$701/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$26,566/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$111,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,594
−HK$852/mo
▼ 0.25% · 3.875%
HK$14,017
−HK$429/mo
Today · 4.125%
HK$14,446
baseline
▲ 0.50% · 4.625%
HK$15,325
+HK$879/mo
Deposit HK$1.99M · loan HK$2.98M · min. income ≈ HK$28,892/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,123
−HK$817/mo
▼ 0.25% · 3.875%
HK$15,529
−HK$411/mo
Today · 4.125%
HK$15,940
baseline
▲ 0.50% · 4.625%
HK$16,780
+HK$840/mo
Deposit HK$1.99M · loan HK$2.98M · min. income ≈ HK$31,880/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,860
−HK$994/mo
▼ 0.25% · 3.875%
HK$16,353
−HK$501/mo
Today · 4.125%
HK$16,854
baseline
▲ 0.50% · 4.625%
HK$17,880
+HK$1,026/mo
Deposit HK$1.49M · loan HK$3.48M · min. income ≈ HK$33,708/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,644
−HK$953/mo
▼ 0.25% · 3.875%
HK$18,117
−HK$480/mo
Today · 4.125%
HK$18,597
baseline
▲ 0.50% · 4.625%
HK$19,577
+HK$980/mo
Deposit HK$1.49M · loan HK$3.48M · min. income ≈ HK$37,194/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,391
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,025
−HK$645/mo
Today · 4.125%
HK$21,670
baseline
▲ 0.50% · 4.625%
HK$22,988
+HK$1,318/mo
Deposit HK$497K · loan HK$4.47M · min. income ≈ HK$43,340/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$111,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,685
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,293
−HK$617/mo
Today · 4.125%
HK$23,910
baseline
▲ 0.50% · 4.625%
HK$25,171
+HK$1,261/mo
Deposit HK$497K · loan HK$4.47M · min. income ≈ HK$47,820/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$111,780 · Scale 2, in force from 26 Feb 2026)