LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,289
−HK$7,104/mo
▼ 0.25% · 3.875%
HK$116,813
−HK$3,580/mo
Today · 4.125%
HK$120,393
baseline
▲ 0.50% · 4.625%
HK$127,719
+HK$7,326/mo
Deposit HK$24.84M · loan HK$24.84M · min. income ≈ HK$240,786/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$2,111,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,033
−HK$6,809/mo
▼ 0.25% · 3.875%
HK$129,413
−HK$3,429/mo
Today · 4.125%
HK$132,842
baseline
▲ 0.50% · 4.625%
HK$139,844
+HK$7,002/mo
Deposit HK$24.84M · loan HK$24.84M · min. income ≈ HK$265,684/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$2,111,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,947
−HK$8,525/mo
▼ 0.25% · 3.875%
HK$140,176
−HK$4,296/mo
Today · 4.125%
HK$144,472
baseline
▲ 0.50% · 4.625%
HK$153,263
+HK$8,791/mo
Deposit HK$19.87M · loan HK$29.81M · min. income ≈ HK$288,944/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$2,111,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,239
−HK$8,171/mo
▼ 0.25% · 3.875%
HK$155,296
−HK$4,114/mo
Today · 4.125%
HK$159,410
baseline
▲ 0.50% · 4.625%
HK$167,813
+HK$8,403/mo
Deposit HK$19.87M · loan HK$29.81M · min. income ≈ HK$318,820/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$2,111,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,605
−HK$9,946/mo
▼ 0.25% · 3.875%
HK$163,538
−HK$5,013/mo
Today · 4.125%
HK$168,551
baseline
▲ 0.50% · 4.625%
HK$178,806
+HK$10,255/mo
Deposit HK$14.90M · loan HK$34.78M · min. income ≈ HK$337,102/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$2,111,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,446
−HK$9,533/mo
▼ 0.25% · 3.875%
HK$181,178
−HK$4,801/mo
Today · 4.125%
HK$185,979
baseline
▲ 0.50% · 4.625%
HK$195,782
+HK$9,803/mo
Deposit HK$14.90M · loan HK$34.78M · min. income ≈ HK$371,958/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$2,111,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,920
−HK$12,788/mo
▼ 0.25% · 3.875%
HK$210,263
−HK$6,445/mo
Today · 4.125%
HK$216,708
baseline
▲ 0.50% · 4.625%
HK$229,894
+HK$13,186/mo
Deposit HK$4.97M · loan HK$44.71M · min. income ≈ HK$433,416/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,111,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,859
−HK$12,257/mo
▼ 0.25% · 3.875%
HK$232,943
−HK$6,173/mo
Today · 4.125%
HK$239,116
baseline
▲ 0.50% · 4.625%
HK$251,720
+HK$12,604/mo
Deposit HK$4.97M · loan HK$44.71M · min. income ≈ HK$478,232/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,111,510 · Scale 2, in force from 26 Feb 2026)