LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,293
−HK$7,104/mo
▼ 0.25% · 3.875%
HK$116,817
−HK$3,580/mo
Today · 4.125%
HK$120,397
baseline
▲ 0.50% · 4.625%
HK$127,723
+HK$7,326/mo
Deposit HK$24.84M · loan HK$24.84M · min. income ≈ HK$240,794/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$2,111,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,037
−HK$6,810/mo
▼ 0.25% · 3.875%
HK$129,417
−HK$3,430/mo
Today · 4.125%
HK$132,847
baseline
▲ 0.50% · 4.625%
HK$139,849
+HK$7,002/mo
Deposit HK$24.84M · loan HK$24.84M · min. income ≈ HK$265,694/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$2,111,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,951
−HK$8,526/mo
▼ 0.25% · 3.875%
HK$140,180
−HK$4,297/mo
Today · 4.125%
HK$144,477
baseline
▲ 0.50% · 4.625%
HK$153,268
+HK$8,791/mo
Deposit HK$19.87M · loan HK$29.81M · min. income ≈ HK$288,954/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,111,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,245
−HK$8,171/mo
▼ 0.25% · 3.875%
HK$155,301
−HK$4,115/mo
Today · 4.125%
HK$159,416
baseline
▲ 0.50% · 4.625%
HK$167,819
+HK$8,403/mo
Deposit HK$19.87M · loan HK$29.81M · min. income ≈ HK$318,832/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,111,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,610
−HK$9,946/mo
▼ 0.25% · 3.875%
HK$163,544
−HK$5,012/mo
Today · 4.125%
HK$168,556
baseline
▲ 0.50% · 4.625%
HK$178,813
+HK$10,257/mo
Deposit HK$14.91M · loan HK$34.78M · min. income ≈ HK$337,112/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$2,111,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,452
−HK$9,533/mo
▼ 0.25% · 3.875%
HK$181,184
−HK$4,801/mo
Today · 4.125%
HK$185,985
baseline
▲ 0.50% · 4.625%
HK$195,789
+HK$9,804/mo
Deposit HK$14.91M · loan HK$34.78M · min. income ≈ HK$371,970/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$2,111,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,927
−HK$12,788/mo
▼ 0.25% · 3.875%
HK$210,271
−HK$6,444/mo
Today · 4.125%
HK$216,715
baseline
▲ 0.50% · 4.625%
HK$229,902
+HK$13,187/mo
Deposit HK$4.97M · loan HK$44.72M · min. income ≈ HK$433,430/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,111,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,867
−HK$12,257/mo
▼ 0.25% · 3.875%
HK$232,951
−HK$6,173/mo
Today · 4.125%
HK$239,124
baseline
▲ 0.50% · 4.625%
HK$251,728
+HK$12,604/mo
Deposit HK$4.97M · loan HK$44.72M · min. income ≈ HK$478,248/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,111,582 · Scale 2, in force from 26 Feb 2026)