LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,293
−HK$7,105/mo
▼ 0.25% · 3.875%
HK$116,817
−HK$3,581/mo
Today · 4.125%
HK$120,398
baseline
▲ 0.50% · 4.625%
HK$127,724
+HK$7,326/mo
Deposit HK$24.84M · loan HK$24.84M · min. income ≈ HK$240,796/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$2,111,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,038
−HK$6,809/mo
▼ 0.25% · 3.875%
HK$129,418
−HK$3,429/mo
Today · 4.125%
HK$132,847
baseline
▲ 0.50% · 4.625%
HK$139,850
+HK$7,003/mo
Deposit HK$24.84M · loan HK$24.84M · min. income ≈ HK$265,694/mo (50% DSR)
Upfront cash ≈ HK$26.95M (deposit + AVD stamp duty HK$2,111,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,952
−HK$8,525/mo
▼ 0.25% · 3.875%
HK$140,181
−HK$4,296/mo
Today · 4.125%
HK$144,477
baseline
▲ 0.50% · 4.625%
HK$153,268
+HK$8,791/mo
Deposit HK$19.87M · loan HK$29.81M · min. income ≈ HK$288,954/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,111,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,245
−HK$8,171/mo
▼ 0.25% · 3.875%
HK$155,301
−HK$4,115/mo
Today · 4.125%
HK$159,416
baseline
▲ 0.50% · 4.625%
HK$167,820
+HK$8,404/mo
Deposit HK$19.87M · loan HK$29.81M · min. income ≈ HK$318,832/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,111,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,611
−HK$9,946/mo
▼ 0.25% · 3.875%
HK$163,544
−HK$5,013/mo
Today · 4.125%
HK$168,557
baseline
▲ 0.50% · 4.625%
HK$178,813
+HK$10,256/mo
Deposit HK$14.91M · loan HK$34.78M · min. income ≈ HK$337,114/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$2,111,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,453
−HK$9,533/mo
▼ 0.25% · 3.875%
HK$181,185
−HK$4,801/mo
Today · 4.125%
HK$185,986
baseline
▲ 0.50% · 4.625%
HK$195,789
+HK$9,803/mo
Deposit HK$14.91M · loan HK$34.78M · min. income ≈ HK$371,972/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$2,111,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,928
−HK$12,788/mo
▼ 0.25% · 3.875%
HK$210,271
−HK$6,445/mo
Today · 4.125%
HK$216,716
baseline
▲ 0.50% · 4.625%
HK$229,903
+HK$13,187/mo
Deposit HK$4.97M · loan HK$44.72M · min. income ≈ HK$433,432/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,111,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,868
−HK$12,257/mo
▼ 0.25% · 3.875%
HK$232,952
−HK$6,173/mo
Today · 4.125%
HK$239,125
baseline
▲ 0.50% · 4.625%
HK$251,729
+HK$12,604/mo
Deposit HK$4.97M · loan HK$44.72M · min. income ≈ HK$478,250/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,111,589 · Scale 2, in force from 26 Feb 2026)