LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,302
−HK$7,105/mo
▼ 0.25% · 3.875%
HK$116,827
−HK$3,580/mo
Today · 4.125%
HK$120,407
baseline
▲ 0.50% · 4.625%
HK$127,734
+HK$7,327/mo
Deposit HK$24.84M · loan HK$24.84M · min. income ≈ HK$240,814/mo (50% DSR)
Upfront cash ≈ HK$26.96M (deposit + AVD stamp duty HK$2,111,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,048
−HK$6,810/mo
▼ 0.25% · 3.875%
HK$129,428
−HK$3,430/mo
Today · 4.125%
HK$132,858
baseline
▲ 0.50% · 4.625%
HK$139,861
+HK$7,003/mo
Deposit HK$24.84M · loan HK$24.84M · min. income ≈ HK$265,716/mo (50% DSR)
Upfront cash ≈ HK$26.96M (deposit + AVD stamp duty HK$2,111,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,963
−HK$8,526/mo
▼ 0.25% · 3.875%
HK$140,192
−HK$4,297/mo
Today · 4.125%
HK$144,489
baseline
▲ 0.50% · 4.625%
HK$153,280
+HK$8,791/mo
Deposit HK$19.88M · loan HK$29.81M · min. income ≈ HK$288,978/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,111,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,257
−HK$8,172/mo
▼ 0.25% · 3.875%
HK$155,314
−HK$4,115/mo
Today · 4.125%
HK$159,429
baseline
▲ 0.50% · 4.625%
HK$167,833
+HK$8,404/mo
Deposit HK$19.88M · loan HK$29.81M · min. income ≈ HK$318,858/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,111,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,623
−HK$9,947/mo
▼ 0.25% · 3.875%
HK$163,557
−HK$5,013/mo
Today · 4.125%
HK$168,570
baseline
▲ 0.50% · 4.625%
HK$178,827
+HK$10,257/mo
Deposit HK$14.91M · loan HK$34.78M · min. income ≈ HK$337,140/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$2,111,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,467
−HK$9,534/mo
▼ 0.25% · 3.875%
HK$181,199
−HK$4,802/mo
Today · 4.125%
HK$186,001
baseline
▲ 0.50% · 4.625%
HK$195,805
+HK$9,804/mo
Deposit HK$14.91M · loan HK$34.78M · min. income ≈ HK$372,002/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$2,111,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,944
−HK$12,789/mo
▼ 0.25% · 3.875%
HK$210,288
−HK$6,445/mo
Today · 4.125%
HK$216,733
baseline
▲ 0.50% · 4.625%
HK$229,921
+HK$13,188/mo
Deposit HK$4.97M · loan HK$44.72M · min. income ≈ HK$433,466/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,111,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,886
−HK$12,258/mo
▼ 0.25% · 3.875%
HK$232,971
−HK$6,173/mo
Today · 4.125%
HK$239,144
baseline
▲ 0.50% · 4.625%
HK$251,749
+HK$12,605/mo
Deposit HK$4.97M · loan HK$44.72M · min. income ≈ HK$478,288/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,111,756 · Scale 2, in force from 26 Feb 2026)