LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,330
−HK$711/mo
▼ 0.25% · 3.875%
HK$11,683
−HK$358/mo
Today · 4.125%
HK$12,041
baseline
▲ 0.50% · 4.625%
HK$12,773
+HK$732/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$24,082/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$111,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,605
−HK$681/mo
▼ 0.25% · 3.875%
HK$12,943
−HK$343/mo
Today · 4.125%
HK$13,286
baseline
▲ 0.50% · 4.625%
HK$13,986
+HK$700/mo
Deposit HK$2.48M · loan HK$2.48M · min. income ≈ HK$26,572/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$111,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,596
−HK$853/mo
▼ 0.25% · 3.875%
HK$14,019
−HK$430/mo
Today · 4.125%
HK$14,449
baseline
▲ 0.50% · 4.625%
HK$15,328
+HK$879/mo
Deposit HK$1.99M · loan HK$2.98M · min. income ≈ HK$28,898/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,126
−HK$817/mo
▼ 0.25% · 3.875%
HK$15,532
−HK$411/mo
Today · 4.125%
HK$15,943
baseline
▲ 0.50% · 4.625%
HK$16,783
+HK$840/mo
Deposit HK$1.99M · loan HK$2.98M · min. income ≈ HK$31,886/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,862
−HK$995/mo
▼ 0.25% · 3.875%
HK$16,356
−HK$501/mo
Today · 4.125%
HK$16,857
baseline
▲ 0.50% · 4.625%
HK$17,883
+HK$1,026/mo
Deposit HK$1.49M · loan HK$3.48M · min. income ≈ HK$33,714/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,647
−HK$953/mo
▼ 0.25% · 3.875%
HK$18,120
−HK$480/mo
Today · 4.125%
HK$18,600
baseline
▲ 0.50% · 4.625%
HK$19,581
+HK$981/mo
Deposit HK$1.49M · loan HK$3.48M · min. income ≈ HK$37,200/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,395
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,029
−HK$644/mo
Today · 4.125%
HK$21,673
baseline
▲ 0.50% · 4.625%
HK$22,992
+HK$1,319/mo
Deposit HK$497K · loan HK$4.47M · min. income ≈ HK$43,346/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$111,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,689
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,297
−HK$618/mo
Today · 4.125%
HK$23,915
baseline
▲ 0.50% · 4.625%
HK$25,175
+HK$1,260/mo
Deposit HK$497K · loan HK$4.47M · min. income ≈ HK$47,830/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$111,800 · Scale 2, in force from 26 Feb 2026)