LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,315
−HK$7,106/mo
▼ 0.25% · 3.875%
HK$116,840
−HK$3,581/mo
Today · 4.125%
HK$120,421
baseline
▲ 0.50% · 4.625%
HK$127,749
+HK$7,328/mo
Deposit HK$24.85M · loan HK$24.85M · min. income ≈ HK$240,842/mo (50% DSR)
Upfront cash ≈ HK$26.96M (deposit + AVD stamp duty HK$2,112,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,062
−HK$6,811/mo
▼ 0.25% · 3.875%
HK$129,443
−HK$3,430/mo
Today · 4.125%
HK$132,873
baseline
▲ 0.50% · 4.625%
HK$139,877
+HK$7,004/mo
Deposit HK$24.85M · loan HK$24.85M · min. income ≈ HK$265,746/mo (50% DSR)
Upfront cash ≈ HK$26.96M (deposit + AVD stamp duty HK$2,112,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,978
−HK$8,527/mo
▼ 0.25% · 3.875%
HK$140,208
−HK$4,297/mo
Today · 4.125%
HK$144,505
baseline
▲ 0.50% · 4.625%
HK$153,298
+HK$8,793/mo
Deposit HK$19.88M · loan HK$29.82M · min. income ≈ HK$289,010/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,112,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,275
−HK$8,172/mo
▼ 0.25% · 3.875%
HK$155,332
−HK$4,115/mo
Today · 4.125%
HK$159,447
baseline
▲ 0.50% · 4.625%
HK$167,852
+HK$8,405/mo
Deposit HK$19.88M · loan HK$29.82M · min. income ≈ HK$318,894/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,112,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,641
−HK$9,949/mo
▼ 0.25% · 3.875%
HK$163,576
−HK$5,014/mo
Today · 4.125%
HK$168,590
baseline
▲ 0.50% · 4.625%
HK$178,848
+HK$10,258/mo
Deposit HK$14.91M · loan HK$34.79M · min. income ≈ HK$337,180/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$2,112,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,487
−HK$9,535/mo
▼ 0.25% · 3.875%
HK$181,220
−HK$4,802/mo
Today · 4.125%
HK$186,022
baseline
▲ 0.50% · 4.625%
HK$195,828
+HK$9,806/mo
Deposit HK$14.91M · loan HK$34.79M · min. income ≈ HK$372,044/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$2,112,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,968
−HK$12,790/mo
▼ 0.25% · 3.875%
HK$210,312
−HK$6,446/mo
Today · 4.125%
HK$216,758
baseline
▲ 0.50% · 4.625%
HK$229,947
+HK$13,189/mo
Deposit HK$4.97M · loan HK$44.72M · min. income ≈ HK$433,516/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,112,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,912
−HK$12,259/mo
▼ 0.25% · 3.875%
HK$232,998
−HK$6,173/mo
Today · 4.125%
HK$239,171
baseline
▲ 0.50% · 4.625%
HK$251,778
+HK$12,607/mo
Deposit HK$4.97M · loan HK$44.72M · min. income ≈ HK$478,342/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,112,000 · Scale 2, in force from 26 Feb 2026)