LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,316
−HK$7,106/mo
▼ 0.25% · 3.875%
HK$116,841
−HK$3,581/mo
Today · 4.125%
HK$120,422
baseline
▲ 0.50% · 4.625%
HK$127,749
+HK$7,327/mo
Deposit HK$24.85M · loan HK$24.85M · min. income ≈ HK$240,844/mo (50% DSR)
Upfront cash ≈ HK$26.96M (deposit + AVD stamp duty HK$2,112,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,063
−HK$6,811/mo
▼ 0.25% · 3.875%
HK$129,444
−HK$3,430/mo
Today · 4.125%
HK$132,874
baseline
▲ 0.50% · 4.625%
HK$139,878
+HK$7,004/mo
Deposit HK$24.85M · loan HK$24.85M · min. income ≈ HK$265,748/mo (50% DSR)
Upfront cash ≈ HK$26.96M (deposit + AVD stamp duty HK$2,112,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,979
−HK$8,527/mo
▼ 0.25% · 3.875%
HK$140,209
−HK$4,297/mo
Today · 4.125%
HK$144,506
baseline
▲ 0.50% · 4.625%
HK$153,299
+HK$8,793/mo
Deposit HK$19.88M · loan HK$29.82M · min. income ≈ HK$289,012/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,112,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,275
−HK$8,173/mo
▼ 0.25% · 3.875%
HK$155,332
−HK$4,116/mo
Today · 4.125%
HK$159,448
baseline
▲ 0.50% · 4.625%
HK$167,853
+HK$8,405/mo
Deposit HK$19.88M · loan HK$29.82M · min. income ≈ HK$318,896/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,112,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,642
−HK$9,949/mo
▼ 0.25% · 3.875%
HK$163,577
−HK$5,014/mo
Today · 4.125%
HK$168,591
baseline
▲ 0.50% · 4.625%
HK$178,849
+HK$10,258/mo
Deposit HK$14.91M · loan HK$34.79M · min. income ≈ HK$337,182/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$2,112,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,488
−HK$9,535/mo
▼ 0.25% · 3.875%
HK$181,221
−HK$4,802/mo
Today · 4.125%
HK$186,023
baseline
▲ 0.50% · 4.625%
HK$195,829
+HK$9,806/mo
Deposit HK$14.91M · loan HK$34.79M · min. income ≈ HK$372,046/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$2,112,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,969
−HK$12,790/mo
▼ 0.25% · 3.875%
HK$210,313
−HK$6,446/mo
Today · 4.125%
HK$216,759
baseline
▲ 0.50% · 4.625%
HK$229,949
+HK$13,190/mo
Deposit HK$4.97M · loan HK$44.72M · min. income ≈ HK$433,518/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,112,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,913
−HK$12,259/mo
▼ 0.25% · 3.875%
HK$232,999
−HK$6,173/mo
Today · 4.125%
HK$239,172
baseline
▲ 0.50% · 4.625%
HK$251,780
+HK$12,608/mo
Deposit HK$4.97M · loan HK$44.72M · min. income ≈ HK$478,344/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,112,011 · Scale 2, in force from 26 Feb 2026)