LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,333
−HK$711/mo
▼ 0.25% · 3.875%
HK$11,686
−HK$358/mo
Today · 4.125%
HK$12,044
baseline
▲ 0.50% · 4.625%
HK$12,777
+HK$733/mo
Deposit HK$2.49M · loan HK$2.49M · min. income ≈ HK$24,088/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$111,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,608
−HK$681/mo
▼ 0.25% · 3.875%
HK$12,946
−HK$343/mo
Today · 4.125%
HK$13,289
baseline
▲ 0.50% · 4.625%
HK$13,990
+HK$701/mo
Deposit HK$2.49M · loan HK$2.49M · min. income ≈ HK$26,578/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$111,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,600
−HK$853/mo
▼ 0.25% · 3.875%
HK$14,023
−HK$430/mo
Today · 4.125%
HK$14,453
baseline
▲ 0.50% · 4.625%
HK$15,332
+HK$879/mo
Deposit HK$1.99M · loan HK$2.98M · min. income ≈ HK$28,906/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,130
−HK$817/mo
▼ 0.25% · 3.875%
HK$15,536
−HK$411/mo
Today · 4.125%
HK$15,947
baseline
▲ 0.50% · 4.625%
HK$16,788
+HK$841/mo
Deposit HK$1.99M · loan HK$2.98M · min. income ≈ HK$31,894/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,867
−HK$995/mo
▼ 0.25% · 3.875%
HK$16,360
−HK$502/mo
Today · 4.125%
HK$16,862
baseline
▲ 0.50% · 4.625%
HK$17,888
+HK$1,026/mo
Deposit HK$1.49M · loan HK$3.48M · min. income ≈ HK$33,724/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,651
−HK$954/mo
▼ 0.25% · 3.875%
HK$18,125
−HK$480/mo
Today · 4.125%
HK$18,605
baseline
▲ 0.50% · 4.625%
HK$19,586
+HK$981/mo
Deposit HK$1.49M · loan HK$3.48M · min. income ≈ HK$37,210/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,400
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,035
−HK$644/mo
Today · 4.125%
HK$21,679
baseline
▲ 0.50% · 4.625%
HK$22,998
+HK$1,319/mo
Deposit HK$497K · loan HK$4.47M · min. income ≈ HK$43,358/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$111,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,695
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,303
−HK$618/mo
Today · 4.125%
HK$23,921
baseline
▲ 0.50% · 4.625%
HK$25,182
+HK$1,261/mo
Deposit HK$497K · loan HK$4.47M · min. income ≈ HK$47,842/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$111,830 · Scale 2, in force from 26 Feb 2026)