LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,336
−HK$7,108/mo
▼ 0.25% · 3.875%
HK$116,862
−HK$3,582/mo
Today · 4.125%
HK$120,444
baseline
▲ 0.50% · 4.625%
HK$127,772
+HK$7,328/mo
Deposit HK$24.85M · loan HK$24.85M · min. income ≈ HK$240,888/mo (50% DSR)
Upfront cash ≈ HK$26.96M (deposit + AVD stamp duty HK$2,112,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,086
−HK$6,812/mo
▼ 0.25% · 3.875%
HK$129,467
−HK$3,431/mo
Today · 4.125%
HK$132,898
baseline
▲ 0.50% · 4.625%
HK$139,903
+HK$7,005/mo
Deposit HK$24.85M · loan HK$24.85M · min. income ≈ HK$265,796/mo (50% DSR)
Upfront cash ≈ HK$26.96M (deposit + AVD stamp duty HK$2,112,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,004
−HK$8,528/mo
▼ 0.25% · 3.875%
HK$140,234
−HK$4,298/mo
Today · 4.125%
HK$144,532
baseline
▲ 0.50% · 4.625%
HK$153,327
+HK$8,795/mo
Deposit HK$19.88M · loan HK$29.82M · min. income ≈ HK$289,064/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,112,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,303
−HK$8,174/mo
▼ 0.25% · 3.875%
HK$155,361
−HK$4,116/mo
Today · 4.125%
HK$159,477
baseline
▲ 0.50% · 4.625%
HK$167,883
+HK$8,406/mo
Deposit HK$19.88M · loan HK$29.82M · min. income ≈ HK$318,954/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,112,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,671
−HK$9,950/mo
▼ 0.25% · 3.875%
HK$163,607
−HK$5,014/mo
Today · 4.125%
HK$168,621
baseline
▲ 0.50% · 4.625%
HK$178,881
+HK$10,260/mo
Deposit HK$14.91M · loan HK$34.79M · min. income ≈ HK$337,242/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$2,112,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,520
−HK$9,537/mo
▼ 0.25% · 3.875%
HK$181,254
−HK$4,803/mo
Today · 4.125%
HK$186,057
baseline
▲ 0.50% · 4.625%
HK$195,864
+HK$9,807/mo
Deposit HK$14.91M · loan HK$34.79M · min. income ≈ HK$372,114/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$2,112,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,006
−HK$12,793/mo
▼ 0.25% · 3.875%
HK$210,351
−HK$6,448/mo
Today · 4.125%
HK$216,799
baseline
▲ 0.50% · 4.625%
HK$229,990
+HK$13,191/mo
Deposit HK$4.97M · loan HK$44.73M · min. income ≈ HK$433,598/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,112,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,954
−HK$12,262/mo
▼ 0.25% · 3.875%
HK$233,041
−HK$6,175/mo
Today · 4.125%
HK$239,216
baseline
▲ 0.50% · 4.625%
HK$251,825
+HK$12,609/mo
Deposit HK$4.97M · loan HK$44.73M · min. income ≈ HK$478,432/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,112,394 · Scale 2, in force from 26 Feb 2026)