LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,339
−HK$7,107/mo
▼ 0.25% · 3.875%
HK$116,864
−HK$3,582/mo
Today · 4.125%
HK$120,446
baseline
▲ 0.50% · 4.625%
HK$127,775
+HK$7,329/mo
Deposit HK$24.85M · loan HK$24.85M · min. income ≈ HK$240,892/mo (50% DSR)
Upfront cash ≈ HK$26.96M (deposit + AVD stamp duty HK$2,112,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,088
−HK$6,812/mo
▼ 0.25% · 3.875%
HK$129,470
−HK$3,430/mo
Today · 4.125%
HK$132,900
baseline
▲ 0.50% · 4.625%
HK$139,906
+HK$7,006/mo
Deposit HK$24.85M · loan HK$24.85M · min. income ≈ HK$265,800/mo (50% DSR)
Upfront cash ≈ HK$26.96M (deposit + AVD stamp duty HK$2,112,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,006
−HK$8,529/mo
▼ 0.25% · 3.875%
HK$140,237
−HK$4,298/mo
Today · 4.125%
HK$144,535
baseline
▲ 0.50% · 4.625%
HK$153,330
+HK$8,795/mo
Deposit HK$19.88M · loan HK$29.82M · min. income ≈ HK$289,070/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,112,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,306
−HK$8,174/mo
▼ 0.25% · 3.875%
HK$155,364
−HK$4,116/mo
Today · 4.125%
HK$159,480
baseline
▲ 0.50% · 4.625%
HK$167,887
+HK$8,407/mo
Deposit HK$19.88M · loan HK$29.82M · min. income ≈ HK$318,960/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,112,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,674
−HK$9,950/mo
▼ 0.25% · 3.875%
HK$163,610
−HK$5,014/mo
Today · 4.125%
HK$168,624
baseline
▲ 0.50% · 4.625%
HK$178,885
+HK$10,261/mo
Deposit HK$14.91M · loan HK$34.79M · min. income ≈ HK$337,248/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$2,112,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,523
−HK$9,537/mo
▼ 0.25% · 3.875%
HK$181,258
−HK$4,802/mo
Today · 4.125%
HK$186,060
baseline
▲ 0.50% · 4.625%
HK$195,868
+HK$9,808/mo
Deposit HK$14.91M · loan HK$34.79M · min. income ≈ HK$372,120/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$2,112,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,010
−HK$12,793/mo
▼ 0.25% · 3.875%
HK$210,355
−HK$6,448/mo
Today · 4.125%
HK$216,803
baseline
▲ 0.50% · 4.625%
HK$229,995
+HK$13,192/mo
Deposit HK$4.97M · loan HK$44.73M · min. income ≈ HK$433,606/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,112,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,959
−HK$12,261/mo
▼ 0.25% · 3.875%
HK$233,045
−HK$6,175/mo
Today · 4.125%
HK$239,220
baseline
▲ 0.50% · 4.625%
HK$251,830
+HK$12,610/mo
Deposit HK$4.97M · loan HK$44.73M · min. income ≈ HK$478,440/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,112,435 · Scale 2, in force from 26 Feb 2026)