LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,340
−HK$7,108/mo
▼ 0.25% · 3.875%
HK$116,866
−HK$3,582/mo
Today · 4.125%
HK$120,448
baseline
▲ 0.50% · 4.625%
HK$127,776
+HK$7,328/mo
Deposit HK$24.85M · loan HK$24.85M · min. income ≈ HK$240,896/mo (50% DSR)
Upfront cash ≈ HK$26.96M (deposit + AVD stamp duty HK$2,112,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,090
−HK$6,812/mo
▼ 0.25% · 3.875%
HK$129,471
−HK$3,431/mo
Today · 4.125%
HK$132,902
baseline
▲ 0.50% · 4.625%
HK$139,907
+HK$7,005/mo
Deposit HK$24.85M · loan HK$24.85M · min. income ≈ HK$265,804/mo (50% DSR)
Upfront cash ≈ HK$26.96M (deposit + AVD stamp duty HK$2,112,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,008
−HK$8,529/mo
▼ 0.25% · 3.875%
HK$140,239
−HK$4,298/mo
Today · 4.125%
HK$144,537
baseline
▲ 0.50% · 4.625%
HK$153,332
+HK$8,795/mo
Deposit HK$19.88M · loan HK$29.82M · min. income ≈ HK$289,074/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,112,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,308
−HK$8,174/mo
▼ 0.25% · 3.875%
HK$155,366
−HK$4,116/mo
Today · 4.125%
HK$159,482
baseline
▲ 0.50% · 4.625%
HK$167,889
+HK$8,407/mo
Deposit HK$19.88M · loan HK$29.82M · min. income ≈ HK$318,964/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$2,112,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,676
−HK$9,951/mo
▼ 0.25% · 3.875%
HK$163,612
−HK$5,015/mo
Today · 4.125%
HK$168,627
baseline
▲ 0.50% · 4.625%
HK$178,887
+HK$10,260/mo
Deposit HK$14.91M · loan HK$34.79M · min. income ≈ HK$337,254/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$2,112,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,526
−HK$9,537/mo
▼ 0.25% · 3.875%
HK$181,260
−HK$4,803/mo
Today · 4.125%
HK$186,063
baseline
▲ 0.50% · 4.625%
HK$195,870
+HK$9,807/mo
Deposit HK$14.91M · loan HK$34.79M · min. income ≈ HK$372,126/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$2,112,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,012
−HK$12,794/mo
▼ 0.25% · 3.875%
HK$210,358
−HK$6,448/mo
Today · 4.125%
HK$216,806
baseline
▲ 0.50% · 4.625%
HK$229,998
+HK$13,192/mo
Deposit HK$4.97M · loan HK$44.73M · min. income ≈ HK$433,612/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,112,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,962
−HK$12,262/mo
▼ 0.25% · 3.875%
HK$233,048
−HK$6,176/mo
Today · 4.125%
HK$239,224
baseline
▲ 0.50% · 4.625%
HK$251,833
+HK$12,609/mo
Deposit HK$4.97M · loan HK$44.73M · min. income ≈ HK$478,448/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,112,462 · Scale 2, in force from 26 Feb 2026)