LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,346
−HK$7,108/mo
▼ 0.25% · 3.875%
HK$116,872
−HK$3,582/mo
Today · 4.125%
HK$120,454
baseline
▲ 0.50% · 4.625%
HK$127,783
+HK$7,329/mo
Deposit HK$24.85M · loan HK$24.85M · min. income ≈ HK$240,908/mo (50% DSR)
Upfront cash ≈ HK$26.97M (deposit + AVD stamp duty HK$2,112,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,096
−HK$6,813/mo
▼ 0.25% · 3.875%
HK$129,478
−HK$3,431/mo
Today · 4.125%
HK$132,909
baseline
▲ 0.50% · 4.625%
HK$139,915
+HK$7,006/mo
Deposit HK$24.85M · loan HK$24.85M · min. income ≈ HK$265,818/mo (50% DSR)
Upfront cash ≈ HK$26.97M (deposit + AVD stamp duty HK$2,112,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,015
−HK$8,530/mo
▼ 0.25% · 3.875%
HK$140,246
−HK$4,299/mo
Today · 4.125%
HK$144,545
baseline
▲ 0.50% · 4.625%
HK$153,340
+HK$8,795/mo
Deposit HK$19.88M · loan HK$29.82M · min. income ≈ HK$289,090/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$2,112,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,316
−HK$8,175/mo
▼ 0.25% · 3.875%
HK$155,374
−HK$4,117/mo
Today · 4.125%
HK$159,491
baseline
▲ 0.50% · 4.625%
HK$167,898
+HK$8,407/mo
Deposit HK$19.88M · loan HK$29.82M · min. income ≈ HK$318,982/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$2,112,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,684
−HK$9,951/mo
▼ 0.25% · 3.875%
HK$163,620
−HK$5,015/mo
Today · 4.125%
HK$168,635
baseline
▲ 0.50% · 4.625%
HK$178,896
+HK$10,261/mo
Deposit HK$14.91M · loan HK$34.80M · min. income ≈ HK$337,270/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$2,112,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,535
−HK$9,537/mo
▼ 0.25% · 3.875%
HK$181,269
−HK$4,803/mo
Today · 4.125%
HK$186,072
baseline
▲ 0.50% · 4.625%
HK$195,881
+HK$9,809/mo
Deposit HK$14.91M · loan HK$34.80M · min. income ≈ HK$372,144/mo (50% DSR)
Upfront cash ≈ HK$17.02M (deposit + AVD stamp duty HK$2,112,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,023
−HK$12,794/mo
▼ 0.25% · 3.875%
HK$210,369
−HK$6,448/mo
Today · 4.125%
HK$216,817
baseline
▲ 0.50% · 4.625%
HK$230,010
+HK$13,193/mo
Deposit HK$4.97M · loan HK$44.74M · min. income ≈ HK$433,634/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,112,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$226,973
−HK$12,263/mo
▼ 0.25% · 3.875%
HK$233,061
−HK$6,175/mo
Today · 4.125%
HK$239,236
baseline
▲ 0.50% · 4.625%
HK$251,846
+HK$12,610/mo
Deposit HK$4.97M · loan HK$44.74M · min. income ≈ HK$478,472/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$2,112,572 · Scale 2, in force from 26 Feb 2026)