LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,382
−HK$7,110/mo
▼ 0.25% · 3.875%
HK$116,909
−HK$3,583/mo
Today · 4.125%
HK$120,492
baseline
▲ 0.50% · 4.625%
HK$127,824
+HK$7,332/mo
Deposit HK$24.86M · loan HK$24.86M · min. income ≈ HK$240,984/mo (50% DSR)
Upfront cash ≈ HK$26.97M (deposit + AVD stamp duty HK$2,113,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,136
−HK$6,815/mo
▼ 0.25% · 3.875%
HK$129,519
−HK$3,432/mo
Today · 4.125%
HK$132,951
baseline
▲ 0.50% · 4.625%
HK$139,959
+HK$7,008/mo
Deposit HK$24.86M · loan HK$24.86M · min. income ≈ HK$265,902/mo (50% DSR)
Upfront cash ≈ HK$26.97M (deposit + AVD stamp duty HK$2,113,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,058
−HK$8,532/mo
▼ 0.25% · 3.875%
HK$140,290
−HK$4,300/mo
Today · 4.125%
HK$144,590
baseline
▲ 0.50% · 4.625%
HK$153,388
+HK$8,798/mo
Deposit HK$19.89M · loan HK$29.83M · min. income ≈ HK$289,180/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$2,113,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,363
−HK$8,178/mo
▼ 0.25% · 3.875%
HK$155,423
−HK$4,118/mo
Today · 4.125%
HK$159,541
baseline
▲ 0.50% · 4.625%
HK$167,951
+HK$8,410/mo
Deposit HK$19.89M · loan HK$29.83M · min. income ≈ HK$319,082/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$2,113,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,735
−HK$9,954/mo
▼ 0.25% · 3.875%
HK$163,672
−HK$5,017/mo
Today · 4.125%
HK$168,689
baseline
▲ 0.50% · 4.625%
HK$178,953
+HK$10,264/mo
Deposit HK$14.92M · loan HK$34.81M · min. income ≈ HK$337,378/mo (50% DSR)
Upfront cash ≈ HK$17.03M (deposit + AVD stamp duty HK$2,113,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,591
−HK$9,540/mo
▼ 0.25% · 3.875%
HK$181,327
−HK$4,804/mo
Today · 4.125%
HK$186,131
baseline
▲ 0.50% · 4.625%
HK$195,943
+HK$9,812/mo
Deposit HK$14.92M · loan HK$34.81M · min. income ≈ HK$372,262/mo (50% DSR)
Upfront cash ≈ HK$17.03M (deposit + AVD stamp duty HK$2,113,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,087
−HK$12,799/mo
▼ 0.25% · 3.875%
HK$210,436
−HK$6,450/mo
Today · 4.125%
HK$216,886
baseline
▲ 0.50% · 4.625%
HK$230,082
+HK$13,196/mo
Deposit HK$4.97M · loan HK$44.75M · min. income ≈ HK$433,772/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,113,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,045
−HK$12,267/mo
▼ 0.25% · 3.875%
HK$233,134
−HK$6,178/mo
Today · 4.125%
HK$239,312
baseline
▲ 0.50% · 4.625%
HK$251,926
+HK$12,614/mo
Deposit HK$4.97M · loan HK$44.75M · min. income ≈ HK$478,624/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,113,241 · Scale 2, in force from 26 Feb 2026)