LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,394
−HK$7,111/mo
▼ 0.25% · 3.875%
HK$116,921
−HK$3,584/mo
Today · 4.125%
HK$120,505
baseline
▲ 0.50% · 4.625%
HK$127,837
+HK$7,332/mo
Deposit HK$24.86M · loan HK$24.86M · min. income ≈ HK$241,010/mo (50% DSR)
Upfront cash ≈ HK$26.98M (deposit + AVD stamp duty HK$2,113,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,149
−HK$6,816/mo
▼ 0.25% · 3.875%
HK$129,533
−HK$3,432/mo
Today · 4.125%
HK$132,965
baseline
▲ 0.50% · 4.625%
HK$139,974
+HK$7,009/mo
Deposit HK$24.86M · loan HK$24.86M · min. income ≈ HK$265,930/mo (50% DSR)
Upfront cash ≈ HK$26.98M (deposit + AVD stamp duty HK$2,113,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,073
−HK$8,533/mo
▼ 0.25% · 3.875%
HK$140,305
−HK$4,301/mo
Today · 4.125%
HK$144,606
baseline
▲ 0.50% · 4.625%
HK$153,404
+HK$8,798/mo
Deposit HK$19.89M · loan HK$29.84M · min. income ≈ HK$289,212/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$2,113,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,379
−HK$8,179/mo
▼ 0.25% · 3.875%
HK$155,439
−HK$4,119/mo
Today · 4.125%
HK$159,558
baseline
▲ 0.50% · 4.625%
HK$167,968
+HK$8,410/mo
Deposit HK$19.89M · loan HK$29.84M · min. income ≈ HK$319,116/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$2,113,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,751
−HK$9,955/mo
▼ 0.25% · 3.875%
HK$163,689
−HK$5,017/mo
Today · 4.125%
HK$168,706
baseline
▲ 0.50% · 4.625%
HK$178,972
+HK$10,266/mo
Deposit HK$14.92M · loan HK$34.81M · min. income ≈ HK$337,412/mo (50% DSR)
Upfront cash ≈ HK$17.03M (deposit + AVD stamp duty HK$2,113,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,609
−HK$9,542/mo
▼ 0.25% · 3.875%
HK$181,346
−HK$4,805/mo
Today · 4.125%
HK$186,151
baseline
▲ 0.50% · 4.625%
HK$195,963
+HK$9,812/mo
Deposit HK$14.92M · loan HK$34.81M · min. income ≈ HK$372,302/mo (50% DSR)
Upfront cash ≈ HK$17.03M (deposit + AVD stamp duty HK$2,113,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,109
−HK$12,799/mo
▼ 0.25% · 3.875%
HK$210,458
−HK$6,450/mo
Today · 4.125%
HK$216,908
baseline
▲ 0.50% · 4.625%
HK$230,107
+HK$13,199/mo
Deposit HK$4.97M · loan HK$44.76M · min. income ≈ HK$433,816/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,113,463 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,069
−HK$12,268/mo
▼ 0.25% · 3.875%
HK$233,159
−HK$6,178/mo
Today · 4.125%
HK$239,337
baseline
▲ 0.50% · 4.625%
HK$251,953
+HK$12,616/mo
Deposit HK$4.97M · loan HK$44.76M · min. income ≈ HK$478,674/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,113,463 · Scale 2, in force from 26 Feb 2026)