LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,394
−HK$7,111/mo
▼ 0.25% · 3.875%
HK$116,921
−HK$3,584/mo
Today · 4.125%
HK$120,505
baseline
▲ 0.50% · 4.625%
HK$127,837
+HK$7,332/mo
Deposit HK$24.86M · loan HK$24.86M · min. income ≈ HK$241,010/mo (50% DSR)
Upfront cash ≈ HK$26.98M (deposit + AVD stamp duty HK$2,113,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,150
−HK$6,815/mo
▼ 0.25% · 3.875%
HK$129,533
−HK$3,432/mo
Today · 4.125%
HK$132,965
baseline
▲ 0.50% · 4.625%
HK$139,974
+HK$7,009/mo
Deposit HK$24.86M · loan HK$24.86M · min. income ≈ HK$265,930/mo (50% DSR)
Upfront cash ≈ HK$26.98M (deposit + AVD stamp duty HK$2,113,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,073
−HK$8,533/mo
▼ 0.25% · 3.875%
HK$140,305
−HK$4,301/mo
Today · 4.125%
HK$144,606
baseline
▲ 0.50% · 4.625%
HK$153,405
+HK$8,799/mo
Deposit HK$19.89M · loan HK$29.84M · min. income ≈ HK$289,212/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$2,113,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,380
−HK$8,178/mo
▼ 0.25% · 3.875%
HK$155,440
−HK$4,118/mo
Today · 4.125%
HK$159,558
baseline
▲ 0.50% · 4.625%
HK$167,969
+HK$8,411/mo
Deposit HK$19.89M · loan HK$29.84M · min. income ≈ HK$319,116/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$2,113,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,752
−HK$9,955/mo
▼ 0.25% · 3.875%
HK$163,690
−HK$5,017/mo
Today · 4.125%
HK$168,707
baseline
▲ 0.50% · 4.625%
HK$178,972
+HK$10,265/mo
Deposit HK$14.92M · loan HK$34.81M · min. income ≈ HK$337,414/mo (50% DSR)
Upfront cash ≈ HK$17.03M (deposit + AVD stamp duty HK$2,113,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,610
−HK$9,541/mo
▼ 0.25% · 3.875%
HK$181,346
−HK$4,805/mo
Today · 4.125%
HK$186,151
baseline
▲ 0.50% · 4.625%
HK$195,964
+HK$9,813/mo
Deposit HK$14.92M · loan HK$34.81M · min. income ≈ HK$372,302/mo (50% DSR)
Upfront cash ≈ HK$17.03M (deposit + AVD stamp duty HK$2,113,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,109
−HK$12,800/mo
▼ 0.25% · 3.875%
HK$210,458
−HK$6,451/mo
Today · 4.125%
HK$216,909
baseline
▲ 0.50% · 4.625%
HK$230,107
+HK$13,198/mo
Deposit HK$4.97M · loan HK$44.76M · min. income ≈ HK$433,818/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,113,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,070
−HK$12,267/mo
▼ 0.25% · 3.875%
HK$233,159
−HK$6,178/mo
Today · 4.125%
HK$239,337
baseline
▲ 0.50% · 4.625%
HK$251,953
+HK$12,616/mo
Deposit HK$4.97M · loan HK$44.76M · min. income ≈ HK$478,674/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,113,467 · Scale 2, in force from 26 Feb 2026)