LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,341
−HK$711/mo
▼ 0.25% · 3.875%
HK$11,693
−HK$359/mo
Today · 4.125%
HK$12,052
baseline
▲ 0.50% · 4.625%
HK$12,785
+HK$733/mo
Deposit HK$2.49M · loan HK$2.49M · min. income ≈ HK$24,104/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$111,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,616
−HK$682/mo
▼ 0.25% · 3.875%
HK$12,955
−HK$343/mo
Today · 4.125%
HK$13,298
baseline
▲ 0.50% · 4.625%
HK$13,999
+HK$701/mo
Deposit HK$2.49M · loan HK$2.49M · min. income ≈ HK$26,596/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$111,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,609
−HK$853/mo
▼ 0.25% · 3.875%
HK$14,032
−HK$430/mo
Today · 4.125%
HK$14,462
baseline
▲ 0.50% · 4.625%
HK$15,342
+HK$880/mo
Deposit HK$1.99M · loan HK$2.98M · min. income ≈ HK$28,924/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,140
−HK$818/mo
▼ 0.25% · 3.875%
HK$15,546
−HK$412/mo
Today · 4.125%
HK$15,958
baseline
▲ 0.50% · 4.625%
HK$16,799
+HK$841/mo
Deposit HK$1.99M · loan HK$2.98M · min. income ≈ HK$31,916/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,877
−HK$996/mo
▼ 0.25% · 3.875%
HK$16,371
−HK$502/mo
Today · 4.125%
HK$16,873
baseline
▲ 0.50% · 4.625%
HK$17,899
+HK$1,026/mo
Deposit HK$1.49M · loan HK$3.48M · min. income ≈ HK$33,746/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,663
−HK$954/mo
▼ 0.25% · 3.875%
HK$18,137
−HK$480/mo
Today · 4.125%
HK$18,617
baseline
▲ 0.50% · 4.625%
HK$19,599
+HK$982/mo
Deposit HK$1.49M · loan HK$3.48M · min. income ≈ HK$37,234/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,413
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,048
−HK$645/mo
Today · 4.125%
HK$21,693
baseline
▲ 0.50% · 4.625%
HK$23,013
+HK$1,320/mo
Deposit HK$497K · loan HK$4.48M · min. income ≈ HK$43,386/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$111,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,710
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,319
−HK$618/mo
Today · 4.125%
HK$23,937
baseline
▲ 0.50% · 4.625%
HK$25,198
+HK$1,261/mo
Deposit HK$497K · loan HK$4.48M · min. income ≈ HK$47,874/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$111,903 · Scale 2, in force from 26 Feb 2026)