LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,342
−HK$711/mo
▼ 0.25% · 3.875%
HK$11,695
−HK$358/mo
Today · 4.125%
HK$12,053
baseline
▲ 0.50% · 4.625%
HK$12,787
+HK$734/mo
Deposit HK$2.49M · loan HK$2.49M · min. income ≈ HK$24,106/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$111,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,618
−HK$682/mo
▼ 0.25% · 3.875%
HK$12,956
−HK$344/mo
Today · 4.125%
HK$13,300
baseline
▲ 0.50% · 4.625%
HK$14,001
+HK$701/mo
Deposit HK$2.49M · loan HK$2.49M · min. income ≈ HK$26,600/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$111,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,610
−HK$854/mo
▼ 0.25% · 3.875%
HK$14,034
−HK$430/mo
Today · 4.125%
HK$14,464
baseline
▲ 0.50% · 4.625%
HK$15,344
+HK$880/mo
Deposit HK$1.99M · loan HK$2.98M · min. income ≈ HK$28,928/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,141
−HK$818/mo
▼ 0.25% · 3.875%
HK$15,547
−HK$412/mo
Today · 4.125%
HK$15,959
baseline
▲ 0.50% · 4.625%
HK$16,801
+HK$842/mo
Deposit HK$1.99M · loan HK$2.98M · min. income ≈ HK$31,918/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,879
−HK$995/mo
▼ 0.25% · 3.875%
HK$16,373
−HK$501/mo
Today · 4.125%
HK$16,874
baseline
▲ 0.50% · 4.625%
HK$17,901
+HK$1,027/mo
Deposit HK$1.49M · loan HK$3.48M · min. income ≈ HK$33,748/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,665
−HK$954/mo
▼ 0.25% · 3.875%
HK$18,139
−HK$480/mo
Today · 4.125%
HK$18,619
baseline
▲ 0.50% · 4.625%
HK$19,601
+HK$982/mo
Deposit HK$1.49M · loan HK$3.48M · min. income ≈ HK$37,238/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,416
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,051
−HK$645/mo
Today · 4.125%
HK$21,696
baseline
▲ 0.50% · 4.625%
HK$23,016
+HK$1,320/mo
Deposit HK$497K · loan HK$4.48M · min. income ≈ HK$43,392/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$111,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,712
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,321
−HK$618/mo
Today · 4.125%
HK$23,939
baseline
▲ 0.50% · 4.625%
HK$25,201
+HK$1,262/mo
Deposit HK$497K · loan HK$4.48M · min. income ≈ HK$47,878/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$111,915 · Scale 2, in force from 26 Feb 2026)