LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,420
−HK$7,112/mo
▼ 0.25% · 3.875%
HK$116,948
−HK$3,584/mo
Today · 4.125%
HK$120,532
baseline
▲ 0.50% · 4.625%
HK$127,866
+HK$7,334/mo
Deposit HK$24.87M · loan HK$24.87M · min. income ≈ HK$241,064/mo (50% DSR)
Upfront cash ≈ HK$26.98M (deposit + AVD stamp duty HK$2,113,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,178
−HK$6,817/mo
▼ 0.25% · 3.875%
HK$129,562
−HK$3,433/mo
Today · 4.125%
HK$132,995
baseline
▲ 0.50% · 4.625%
HK$140,006
+HK$7,011/mo
Deposit HK$24.87M · loan HK$24.87M · min. income ≈ HK$265,990/mo (50% DSR)
Upfront cash ≈ HK$26.98M (deposit + AVD stamp duty HK$2,113,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,104
−HK$8,535/mo
▼ 0.25% · 3.875%
HK$140,337
−HK$4,302/mo
Today · 4.125%
HK$144,639
baseline
▲ 0.50% · 4.625%
HK$153,439
+HK$8,800/mo
Deposit HK$19.90M · loan HK$29.84M · min. income ≈ HK$289,278/mo (50% DSR)
Upfront cash ≈ HK$22.01M (deposit + AVD stamp duty HK$2,113,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,414
−HK$8,180/mo
▼ 0.25% · 3.875%
HK$155,475
−HK$4,119/mo
Today · 4.125%
HK$159,594
baseline
▲ 0.50% · 4.625%
HK$168,007
+HK$8,413/mo
Deposit HK$19.90M · loan HK$29.84M · min. income ≈ HK$319,188/mo (50% DSR)
Upfront cash ≈ HK$22.01M (deposit + AVD stamp duty HK$2,113,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,788
−HK$9,957/mo
▼ 0.25% · 3.875%
HK$163,727
−HK$5,018/mo
Today · 4.125%
HK$168,745
baseline
▲ 0.50% · 4.625%
HK$179,013
+HK$10,268/mo
Deposit HK$14.92M · loan HK$34.82M · min. income ≈ HK$337,490/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$2,113,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,650
−HK$9,543/mo
▼ 0.25% · 3.875%
HK$181,387
−HK$4,806/mo
Today · 4.125%
HK$186,193
baseline
▲ 0.50% · 4.625%
HK$196,008
+HK$9,815/mo
Deposit HK$14.92M · loan HK$34.82M · min. income ≈ HK$372,386/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$2,113,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,155
−HK$12,803/mo
▼ 0.25% · 3.875%
HK$210,506
−HK$6,452/mo
Today · 4.125%
HK$216,958
baseline
▲ 0.50% · 4.625%
HK$230,159
+HK$13,201/mo
Deposit HK$4.97M · loan HK$44.77M · min. income ≈ HK$433,916/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,113,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,121
−HK$12,271/mo
▼ 0.25% · 3.875%
HK$233,212
−HK$6,180/mo
Today · 4.125%
HK$239,392
baseline
▲ 0.50% · 4.625%
HK$252,010
+HK$12,618/mo
Deposit HK$4.97M · loan HK$44.77M · min. income ≈ HK$478,784/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,113,946 · Scale 2, in force from 26 Feb 2026)