LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,425
−HK$7,113/mo
▼ 0.25% · 3.875%
HK$116,953
−HK$3,585/mo
Today · 4.125%
HK$120,538
baseline
▲ 0.50% · 4.625%
HK$127,872
+HK$7,334/mo
Deposit HK$24.87M · loan HK$24.87M · min. income ≈ HK$241,076/mo (50% DSR)
Upfront cash ≈ HK$26.99M (deposit + AVD stamp duty HK$2,114,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,184
−HK$6,817/mo
▼ 0.25% · 3.875%
HK$129,568
−HK$3,433/mo
Today · 4.125%
HK$133,001
baseline
▲ 0.50% · 4.625%
HK$140,012
+HK$7,011/mo
Deposit HK$24.87M · loan HK$24.87M · min. income ≈ HK$266,002/mo (50% DSR)
Upfront cash ≈ HK$26.99M (deposit + AVD stamp duty HK$2,114,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,110
−HK$8,535/mo
▼ 0.25% · 3.875%
HK$140,344
−HK$4,301/mo
Today · 4.125%
HK$144,645
baseline
▲ 0.50% · 4.625%
HK$153,446
+HK$8,801/mo
Deposit HK$19.90M · loan HK$29.85M · min. income ≈ HK$289,290/mo (50% DSR)
Upfront cash ≈ HK$22.01M (deposit + AVD stamp duty HK$2,114,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,421
−HK$8,181/mo
▼ 0.25% · 3.875%
HK$155,482
−HK$4,120/mo
Today · 4.125%
HK$159,602
baseline
▲ 0.50% · 4.625%
HK$168,014
+HK$8,412/mo
Deposit HK$19.90M · loan HK$29.85M · min. income ≈ HK$319,204/mo (50% DSR)
Upfront cash ≈ HK$22.01M (deposit + AVD stamp duty HK$2,114,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,795
−HK$9,958/mo
▼ 0.25% · 3.875%
HK$163,734
−HK$5,019/mo
Today · 4.125%
HK$168,753
baseline
▲ 0.50% · 4.625%
HK$179,021
+HK$10,268/mo
Deposit HK$14.92M · loan HK$34.82M · min. income ≈ HK$337,506/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$2,114,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,658
−HK$9,544/mo
▼ 0.25% · 3.875%
HK$181,395
−HK$4,807/mo
Today · 4.125%
HK$186,202
baseline
▲ 0.50% · 4.625%
HK$196,017
+HK$9,815/mo
Deposit HK$14.92M · loan HK$34.82M · min. income ≈ HK$372,404/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$2,114,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,165
−HK$12,803/mo
▼ 0.25% · 3.875%
HK$210,515
−HK$6,453/mo
Today · 4.125%
HK$216,968
baseline
▲ 0.50% · 4.625%
HK$230,170
+HK$13,202/mo
Deposit HK$4.97M · loan HK$44.77M · min. income ≈ HK$433,936/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,114,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,131
−HK$12,271/mo
▼ 0.25% · 3.875%
HK$233,223
−HK$6,179/mo
Today · 4.125%
HK$239,402
baseline
▲ 0.50% · 4.625%
HK$252,022
+HK$12,620/mo
Deposit HK$4.97M · loan HK$44.77M · min. income ≈ HK$478,804/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,114,041 · Scale 2, in force from 26 Feb 2026)