LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,430
−HK$7,113/mo
▼ 0.25% · 3.875%
HK$116,958
−HK$3,585/mo
Today · 4.125%
HK$120,543
baseline
▲ 0.50% · 4.625%
HK$127,878
+HK$7,335/mo
Deposit HK$24.87M · loan HK$24.87M · min. income ≈ HK$241,086/mo (50% DSR)
Upfront cash ≈ HK$26.99M (deposit + AVD stamp duty HK$2,114,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,190
−HK$6,817/mo
▼ 0.25% · 3.875%
HK$129,574
−HK$3,433/mo
Today · 4.125%
HK$133,007
baseline
▲ 0.50% · 4.625%
HK$140,018
+HK$7,011/mo
Deposit HK$24.87M · loan HK$24.87M · min. income ≈ HK$266,014/mo (50% DSR)
Upfront cash ≈ HK$26.99M (deposit + AVD stamp duty HK$2,114,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,116
−HK$8,536/mo
▼ 0.25% · 3.875%
HK$140,350
−HK$4,302/mo
Today · 4.125%
HK$144,652
baseline
▲ 0.50% · 4.625%
HK$153,453
+HK$8,801/mo
Deposit HK$19.90M · loan HK$29.85M · min. income ≈ HK$289,304/mo (50% DSR)
Upfront cash ≈ HK$22.01M (deposit + AVD stamp duty HK$2,114,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,428
−HK$8,181/mo
▼ 0.25% · 3.875%
HK$155,489
−HK$4,120/mo
Today · 4.125%
HK$159,609
baseline
▲ 0.50% · 4.625%
HK$168,022
+HK$8,413/mo
Deposit HK$19.90M · loan HK$29.85M · min. income ≈ HK$319,218/mo (50% DSR)
Upfront cash ≈ HK$22.01M (deposit + AVD stamp duty HK$2,114,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,802
−HK$9,958/mo
▼ 0.25% · 3.875%
HK$163,742
−HK$5,018/mo
Today · 4.125%
HK$168,760
baseline
▲ 0.50% · 4.625%
HK$179,029
+HK$10,269/mo
Deposit HK$14.92M · loan HK$34.82M · min. income ≈ HK$337,520/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$2,114,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,666
−HK$9,544/mo
▼ 0.25% · 3.875%
HK$181,404
−HK$4,806/mo
Today · 4.125%
HK$186,210
baseline
▲ 0.50% · 4.625%
HK$196,026
+HK$9,816/mo
Deposit HK$14.92M · loan HK$34.82M · min. income ≈ HK$372,420/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$2,114,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,174
−HK$12,803/mo
▼ 0.25% · 3.875%
HK$210,525
−HK$6,452/mo
Today · 4.125%
HK$216,977
baseline
▲ 0.50% · 4.625%
HK$230,180
+HK$13,203/mo
Deposit HK$4.97M · loan HK$44.77M · min. income ≈ HK$433,954/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,114,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,141
−HK$12,272/mo
▼ 0.25% · 3.875%
HK$233,233
−HK$6,180/mo
Today · 4.125%
HK$239,413
baseline
▲ 0.50% · 4.625%
HK$252,033
+HK$12,620/mo
Deposit HK$4.97M · loan HK$44.77M · min. income ≈ HK$478,826/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,114,137 · Scale 2, in force from 26 Feb 2026)