LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,463
−HK$7,115/mo
▼ 0.25% · 3.875%
HK$116,992
−HK$3,586/mo
Today · 4.125%
HK$120,578
baseline
▲ 0.50% · 4.625%
HK$127,915
+HK$7,337/mo
Deposit HK$24.88M · loan HK$24.88M · min. income ≈ HK$241,156/mo (50% DSR)
Upfront cash ≈ HK$26.99M (deposit + AVD stamp duty HK$2,114,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,226
−HK$6,820/mo
▼ 0.25% · 3.875%
HK$129,611
−HK$3,435/mo
Today · 4.125%
HK$133,046
baseline
▲ 0.50% · 4.625%
HK$140,059
+HK$7,013/mo
Deposit HK$24.88M · loan HK$24.88M · min. income ≈ HK$266,092/mo (50% DSR)
Upfront cash ≈ HK$26.99M (deposit + AVD stamp duty HK$2,114,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,155
−HK$8,538/mo
▼ 0.25% · 3.875%
HK$140,390
−HK$4,303/mo
Today · 4.125%
HK$144,693
baseline
▲ 0.50% · 4.625%
HK$153,498
+HK$8,805/mo
Deposit HK$19.90M · loan HK$29.86M · min. income ≈ HK$289,386/mo (50% DSR)
Upfront cash ≈ HK$22.02M (deposit + AVD stamp duty HK$2,114,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,471
−HK$8,184/mo
▼ 0.25% · 3.875%
HK$155,534
−HK$4,121/mo
Today · 4.125%
HK$159,655
baseline
▲ 0.50% · 4.625%
HK$168,070
+HK$8,415/mo
Deposit HK$19.90M · loan HK$29.86M · min. income ≈ HK$319,310/mo (50% DSR)
Upfront cash ≈ HK$22.02M (deposit + AVD stamp duty HK$2,114,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,848
−HK$9,961/mo
▼ 0.25% · 3.875%
HK$163,789
−HK$5,020/mo
Today · 4.125%
HK$168,809
baseline
▲ 0.50% · 4.625%
HK$179,081
+HK$10,272/mo
Deposit HK$14.93M · loan HK$34.83M · min. income ≈ HK$337,618/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$2,114,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,717
−HK$9,547/mo
▼ 0.25% · 3.875%
HK$181,456
−HK$4,808/mo
Today · 4.125%
HK$186,264
baseline
▲ 0.50% · 4.625%
HK$196,082
+HK$9,818/mo
Deposit HK$14.93M · loan HK$34.83M · min. income ≈ HK$372,528/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$2,114,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,233
−HK$12,807/mo
▼ 0.25% · 3.875%
HK$210,586
−HK$6,454/mo
Today · 4.125%
HK$217,040
baseline
▲ 0.50% · 4.625%
HK$230,246
+HK$13,206/mo
Deposit HK$4.98M · loan HK$44.78M · min. income ≈ HK$434,080/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,114,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,207
−HK$12,275/mo
▼ 0.25% · 3.875%
HK$233,301
−HK$6,181/mo
Today · 4.125%
HK$239,482
baseline
▲ 0.50% · 4.625%
HK$252,106
+HK$12,624/mo
Deposit HK$4.98M · loan HK$44.78M · min. income ≈ HK$478,964/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,114,747 · Scale 2, in force from 26 Feb 2026)