LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,472
−HK$7,116/mo
▼ 0.25% · 3.875%
HK$117,002
−HK$3,586/mo
Today · 4.125%
HK$120,588
baseline
▲ 0.50% · 4.625%
HK$127,926
+HK$7,338/mo
Deposit HK$24.88M · loan HK$24.88M · min. income ≈ HK$241,176/mo (50% DSR)
Upfront cash ≈ HK$27.00M (deposit + AVD stamp duty HK$2,114,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,237
−HK$6,820/mo
▼ 0.25% · 3.875%
HK$129,623
−HK$3,434/mo
Today · 4.125%
HK$133,057
baseline
▲ 0.50% · 4.625%
HK$140,071
+HK$7,014/mo
Deposit HK$24.88M · loan HK$24.88M · min. income ≈ HK$266,114/mo (50% DSR)
Upfront cash ≈ HK$27.00M (deposit + AVD stamp duty HK$2,114,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,167
−HK$8,539/mo
▼ 0.25% · 3.875%
HK$140,403
−HK$4,303/mo
Today · 4.125%
HK$144,706
baseline
▲ 0.50% · 4.625%
HK$153,511
+HK$8,805/mo
Deposit HK$19.91M · loan HK$29.86M · min. income ≈ HK$289,412/mo (50% DSR)
Upfront cash ≈ HK$22.02M (deposit + AVD stamp duty HK$2,114,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,484
−HK$8,185/mo
▼ 0.25% · 3.875%
HK$155,547
−HK$4,122/mo
Today · 4.125%
HK$159,669
baseline
▲ 0.50% · 4.625%
HK$168,085
+HK$8,416/mo
Deposit HK$19.91M · loan HK$29.86M · min. income ≈ HK$319,338/mo (50% DSR)
Upfront cash ≈ HK$22.02M (deposit + AVD stamp duty HK$2,114,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,861
−HK$9,962/mo
▼ 0.25% · 3.875%
HK$163,803
−HK$5,020/mo
Today · 4.125%
HK$168,823
baseline
▲ 0.50% · 4.625%
HK$179,096
+HK$10,273/mo
Deposit HK$14.93M · loan HK$34.83M · min. income ≈ HK$337,646/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$2,114,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,732
−HK$9,548/mo
▼ 0.25% · 3.875%
HK$181,472
−HK$4,808/mo
Today · 4.125%
HK$186,280
baseline
▲ 0.50% · 4.625%
HK$196,099
+HK$9,819/mo
Deposit HK$14.93M · loan HK$34.83M · min. income ≈ HK$372,560/mo (50% DSR)
Upfront cash ≈ HK$17.04M (deposit + AVD stamp duty HK$2,114,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,250
−HK$12,809/mo
▼ 0.25% · 3.875%
HK$210,604
−HK$6,455/mo
Today · 4.125%
HK$217,059
baseline
▲ 0.50% · 4.625%
HK$230,266
+HK$13,207/mo
Deposit HK$4.98M · loan HK$44.79M · min. income ≈ HK$434,118/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,114,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,227
−HK$12,276/mo
▼ 0.25% · 3.875%
HK$233,321
−HK$6,182/mo
Today · 4.125%
HK$239,503
baseline
▲ 0.50% · 4.625%
HK$252,127
+HK$12,624/mo
Deposit HK$4.98M · loan HK$44.79M · min. income ≈ HK$479,006/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,114,929 · Scale 2, in force from 26 Feb 2026)