LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,348
−HK$712/mo
▼ 0.25% · 3.875%
HK$11,701
−HK$359/mo
Today · 4.125%
HK$12,060
baseline
▲ 0.50% · 4.625%
HK$12,793
+HK$733/mo
Deposit HK$2.49M · loan HK$2.49M · min. income ≈ HK$24,120/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$111,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,625
−HK$682/mo
▼ 0.25% · 3.875%
HK$12,963
−HK$344/mo
Today · 4.125%
HK$13,307
baseline
▲ 0.50% · 4.625%
HK$14,008
+HK$701/mo
Deposit HK$2.49M · loan HK$2.49M · min. income ≈ HK$26,614/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$111,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,618
−HK$854/mo
▼ 0.25% · 3.875%
HK$14,041
−HK$431/mo
Today · 4.125%
HK$14,472
baseline
▲ 0.50% · 4.625%
HK$15,352
+HK$880/mo
Deposit HK$1.99M · loan HK$2.99M · min. income ≈ HK$28,944/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,150
−HK$818/mo
▼ 0.25% · 3.875%
HK$15,556
−HK$412/mo
Today · 4.125%
HK$15,968
baseline
▲ 0.50% · 4.625%
HK$16,810
+HK$842/mo
Deposit HK$1.99M · loan HK$2.99M · min. income ≈ HK$31,936/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,887
−HK$997/mo
▼ 0.25% · 3.875%
HK$16,381
−HK$503/mo
Today · 4.125%
HK$16,884
baseline
▲ 0.50% · 4.625%
HK$17,911
+HK$1,027/mo
Deposit HK$1.49M · loan HK$3.48M · min. income ≈ HK$33,768/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,674
−HK$955/mo
▼ 0.25% · 3.875%
HK$18,148
−HK$481/mo
Today · 4.125%
HK$18,629
baseline
▲ 0.50% · 4.625%
HK$19,611
+HK$982/mo
Deposit HK$1.49M · loan HK$3.48M · min. income ≈ HK$37,258/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$111,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,427
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,062
−HK$645/mo
Today · 4.125%
HK$21,707
baseline
▲ 0.50% · 4.625%
HK$23,028
+HK$1,321/mo
Deposit HK$498K · loan HK$4.48M · min. income ≈ HK$43,414/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$111,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,724
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,334
−HK$618/mo
Today · 4.125%
HK$23,952
baseline
▲ 0.50% · 4.625%
HK$25,215
+HK$1,263/mo
Deposit HK$498K · loan HK$4.48M · min. income ≈ HK$47,904/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$111,975 · Scale 2, in force from 26 Feb 2026)