LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,486
−HK$7,116/mo
▼ 0.25% · 3.875%
HK$117,016
−HK$3,586/mo
Today · 4.125%
HK$120,602
baseline
▲ 0.50% · 4.625%
HK$127,941
+HK$7,339/mo
Deposit HK$24.88M · loan HK$24.88M · min. income ≈ HK$241,204/mo (50% DSR)
Upfront cash ≈ HK$27.00M (deposit + AVD stamp duty HK$2,115,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,252
−HK$6,821/mo
▼ 0.25% · 3.875%
HK$129,638
−HK$3,435/mo
Today · 4.125%
HK$133,073
baseline
▲ 0.50% · 4.625%
HK$140,087
+HK$7,014/mo
Deposit HK$24.88M · loan HK$24.88M · min. income ≈ HK$266,146/mo (50% DSR)
Upfront cash ≈ HK$27.00M (deposit + AVD stamp duty HK$2,115,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,183
−HK$8,540/mo
▼ 0.25% · 3.875%
HK$140,419
−HK$4,304/mo
Today · 4.125%
HK$144,723
baseline
▲ 0.50% · 4.625%
HK$153,529
+HK$8,806/mo
Deposit HK$19.91M · loan HK$29.86M · min. income ≈ HK$289,446/mo (50% DSR)
Upfront cash ≈ HK$22.02M (deposit + AVD stamp duty HK$2,115,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,502
−HK$8,185/mo
▼ 0.25% · 3.875%
HK$155,565
−HK$4,122/mo
Today · 4.125%
HK$159,687
baseline
▲ 0.50% · 4.625%
HK$168,104
+HK$8,417/mo
Deposit HK$19.91M · loan HK$29.86M · min. income ≈ HK$319,374/mo (50% DSR)
Upfront cash ≈ HK$22.02M (deposit + AVD stamp duty HK$2,115,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,880
−HK$9,963/mo
▼ 0.25% · 3.875%
HK$163,822
−HK$5,021/mo
Today · 4.125%
HK$168,843
baseline
▲ 0.50% · 4.625%
HK$179,117
+HK$10,274/mo
Deposit HK$14.93M · loan HK$34.84M · min. income ≈ HK$337,686/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$2,115,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,752
−HK$9,550/mo
▼ 0.25% · 3.875%
HK$181,493
−HK$4,809/mo
Today · 4.125%
HK$186,302
baseline
▲ 0.50% · 4.625%
HK$196,122
+HK$9,820/mo
Deposit HK$14.93M · loan HK$34.84M · min. income ≈ HK$372,604/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$2,115,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,274
−HK$12,810/mo
▼ 0.25% · 3.875%
HK$210,628
−HK$6,456/mo
Today · 4.125%
HK$217,084
baseline
▲ 0.50% · 4.625%
HK$230,293
+HK$13,209/mo
Deposit HK$4.98M · loan HK$44.79M · min. income ≈ HK$434,168/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,115,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,253
−HK$12,278/mo
▼ 0.25% · 3.875%
HK$233,348
−HK$6,183/mo
Today · 4.125%
HK$239,531
baseline
▲ 0.50% · 4.625%
HK$252,157
+HK$12,626/mo
Deposit HK$4.98M · loan HK$44.79M · min. income ≈ HK$479,062/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,115,174 · Scale 2, in force from 26 Feb 2026)