LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,493
−HK$7,117/mo
▼ 0.25% · 3.875%
HK$117,023
−HK$3,587/mo
Today · 4.125%
HK$120,610
baseline
▲ 0.50% · 4.625%
HK$127,949
+HK$7,339/mo
Deposit HK$24.89M · loan HK$24.89M · min. income ≈ HK$241,220/mo (50% DSR)
Upfront cash ≈ HK$27.00M (deposit + AVD stamp duty HK$2,115,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,259
−HK$6,822/mo
▼ 0.25% · 3.875%
HK$129,646
−HK$3,435/mo
Today · 4.125%
HK$133,081
baseline
▲ 0.50% · 4.625%
HK$140,096
+HK$7,015/mo
Deposit HK$24.89M · loan HK$24.89M · min. income ≈ HK$266,162/mo (50% DSR)
Upfront cash ≈ HK$27.00M (deposit + AVD stamp duty HK$2,115,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,191
−HK$8,541/mo
▼ 0.25% · 3.875%
HK$140,428
−HK$4,304/mo
Today · 4.125%
HK$144,732
baseline
▲ 0.50% · 4.625%
HK$153,538
+HK$8,806/mo
Deposit HK$19.91M · loan HK$29.86M · min. income ≈ HK$289,464/mo (50% DSR)
Upfront cash ≈ HK$22.02M (deposit + AVD stamp duty HK$2,115,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,511
−HK$8,186/mo
▼ 0.25% · 3.875%
HK$155,575
−HK$4,122/mo
Today · 4.125%
HK$159,697
baseline
▲ 0.50% · 4.625%
HK$168,115
+HK$8,418/mo
Deposit HK$19.91M · loan HK$29.86M · min. income ≈ HK$319,394/mo (50% DSR)
Upfront cash ≈ HK$22.02M (deposit + AVD stamp duty HK$2,115,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,890
−HK$9,964/mo
▼ 0.25% · 3.875%
HK$163,832
−HK$5,022/mo
Today · 4.125%
HK$168,854
baseline
▲ 0.50% · 4.625%
HK$179,128
+HK$10,274/mo
Deposit HK$14.93M · loan HK$34.84M · min. income ≈ HK$337,708/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$2,115,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,763
−HK$9,550/mo
▼ 0.25% · 3.875%
HK$181,504
−HK$4,809/mo
Today · 4.125%
HK$186,313
baseline
▲ 0.50% · 4.625%
HK$196,134
+HK$9,821/mo
Deposit HK$14.93M · loan HK$34.84M · min. income ≈ HK$372,626/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$2,115,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,287
−HK$12,810/mo
▼ 0.25% · 3.875%
HK$210,641
−HK$6,456/mo
Today · 4.125%
HK$217,097
baseline
▲ 0.50% · 4.625%
HK$230,307
+HK$13,210/mo
Deposit HK$4.98M · loan HK$44.79M · min. income ≈ HK$434,194/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,115,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,267
−HK$12,279/mo
▼ 0.25% · 3.875%
HK$233,362
−HK$6,184/mo
Today · 4.125%
HK$239,546
baseline
▲ 0.50% · 4.625%
HK$252,172
+HK$12,626/mo
Deposit HK$4.98M · loan HK$44.79M · min. income ≈ HK$479,092/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,115,306 · Scale 2, in force from 26 Feb 2026)