LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,349
−HK$712/mo
▼ 0.25% · 3.875%
HK$11,702
−HK$359/mo
Today · 4.125%
HK$12,061
baseline
▲ 0.50% · 4.625%
HK$12,795
+HK$734/mo
Deposit HK$2.49M · loan HK$2.49M · min. income ≈ HK$24,122/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$111,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,626
−HK$682/mo
▼ 0.25% · 3.875%
HK$12,965
−HK$343/mo
Today · 4.125%
HK$13,308
baseline
▲ 0.50% · 4.625%
HK$14,010
+HK$702/mo
Deposit HK$2.49M · loan HK$2.49M · min. income ≈ HK$26,616/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$111,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,619
−HK$854/mo
▼ 0.25% · 3.875%
HK$14,043
−HK$430/mo
Today · 4.125%
HK$14,473
baseline
▲ 0.50% · 4.625%
HK$15,354
+HK$881/mo
Deposit HK$1.99M · loan HK$2.99M · min. income ≈ HK$28,946/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,151
−HK$819/mo
▼ 0.25% · 3.875%
HK$15,558
−HK$412/mo
Today · 4.125%
HK$15,970
baseline
▲ 0.50% · 4.625%
HK$16,812
+HK$842/mo
Deposit HK$1.99M · loan HK$2.99M · min. income ≈ HK$31,940/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$111,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,889
−HK$996/mo
▼ 0.25% · 3.875%
HK$16,383
−HK$502/mo
Today · 4.125%
HK$16,885
baseline
▲ 0.50% · 4.625%
HK$17,913
+HK$1,028/mo
Deposit HK$1.49M · loan HK$3.48M · min. income ≈ HK$33,770/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$111,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,676
−HK$955/mo
▼ 0.25% · 3.875%
HK$18,151
−HK$480/mo
Today · 4.125%
HK$18,631
baseline
▲ 0.50% · 4.625%
HK$19,614
+HK$983/mo
Deposit HK$1.49M · loan HK$3.48M · min. income ≈ HK$37,262/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$111,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,429
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,064
−HK$646/mo
Today · 4.125%
HK$21,710
baseline
▲ 0.50% · 4.625%
HK$23,031
+HK$1,321/mo
Deposit HK$498K · loan HK$4.48M · min. income ≈ HK$43,420/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$111,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,727
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,336
−HK$619/mo
Today · 4.125%
HK$23,955
baseline
▲ 0.50% · 4.625%
HK$25,217
+HK$1,262/mo
Deposit HK$498K · loan HK$4.48M · min. income ≈ HK$47,910/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$111,988 · Scale 2, in force from 26 Feb 2026)