LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,512
−HK$7,118/mo
▼ 0.25% · 3.875%
HK$117,043
−HK$3,587/mo
Today · 4.125%
HK$120,630
baseline
▲ 0.50% · 4.625%
HK$127,970
+HK$7,340/mo
Deposit HK$24.89M · loan HK$24.89M · min. income ≈ HK$241,260/mo (50% DSR)
Upfront cash ≈ HK$27.01M (deposit + AVD stamp duty HK$2,115,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,281
−HK$6,822/mo
▼ 0.25% · 3.875%
HK$129,668
−HK$3,435/mo
Today · 4.125%
HK$133,103
baseline
▲ 0.50% · 4.625%
HK$140,119
+HK$7,016/mo
Deposit HK$24.89M · loan HK$24.89M · min. income ≈ HK$266,206/mo (50% DSR)
Upfront cash ≈ HK$27.01M (deposit + AVD stamp duty HK$2,115,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,214
−HK$8,542/mo
▼ 0.25% · 3.875%
HK$140,451
−HK$4,305/mo
Today · 4.125%
HK$144,756
baseline
▲ 0.50% · 4.625%
HK$153,564
+HK$8,808/mo
Deposit HK$19.91M · loan HK$29.87M · min. income ≈ HK$289,512/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$2,115,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,537
−HK$8,187/mo
▼ 0.25% · 3.875%
HK$155,601
−HK$4,123/mo
Today · 4.125%
HK$159,724
baseline
▲ 0.50% · 4.625%
HK$168,143
+HK$8,419/mo
Deposit HK$19.91M · loan HK$29.87M · min. income ≈ HK$319,448/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$2,115,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,917
−HK$9,965/mo
▼ 0.25% · 3.875%
HK$163,860
−HK$5,022/mo
Today · 4.125%
HK$168,882
baseline
▲ 0.50% · 4.625%
HK$179,158
+HK$10,276/mo
Deposit HK$14.93M · loan HK$34.85M · min. income ≈ HK$337,764/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$2,115,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,793
−HK$9,552/mo
▼ 0.25% · 3.875%
HK$181,535
−HK$4,810/mo
Today · 4.125%
HK$186,345
baseline
▲ 0.50% · 4.625%
HK$196,167
+HK$9,822/mo
Deposit HK$14.93M · loan HK$34.85M · min. income ≈ HK$372,690/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$2,115,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,321
−HK$12,813/mo
▼ 0.25% · 3.875%
HK$210,677
−HK$6,457/mo
Today · 4.125%
HK$217,134
baseline
▲ 0.50% · 4.625%
HK$230,346
+HK$13,212/mo
Deposit HK$4.98M · loan HK$44.80M · min. income ≈ HK$434,268/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,115,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,305
−HK$12,281/mo
▼ 0.25% · 3.875%
HK$233,402
−HK$6,184/mo
Today · 4.125%
HK$239,586
baseline
▲ 0.50% · 4.625%
HK$252,215
+HK$12,629/mo
Deposit HK$4.98M · loan HK$44.80M · min. income ≈ HK$479,172/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,115,663 · Scale 2, in force from 26 Feb 2026)