LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,513
−HK$7,118/mo
▼ 0.25% · 3.875%
HK$117,044
−HK$3,587/mo
Today · 4.125%
HK$120,631
baseline
▲ 0.50% · 4.625%
HK$127,972
+HK$7,341/mo
Deposit HK$24.89M · loan HK$24.89M · min. income ≈ HK$241,262/mo (50% DSR)
Upfront cash ≈ HK$27.01M (deposit + AVD stamp duty HK$2,115,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,282
−HK$6,823/mo
▼ 0.25% · 3.875%
HK$129,669
−HK$3,436/mo
Today · 4.125%
HK$133,105
baseline
▲ 0.50% · 4.625%
HK$140,121
+HK$7,016/mo
Deposit HK$24.89M · loan HK$24.89M · min. income ≈ HK$266,210/mo (50% DSR)
Upfront cash ≈ HK$27.01M (deposit + AVD stamp duty HK$2,115,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,216
−HK$8,542/mo
▼ 0.25% · 3.875%
HK$140,453
−HK$4,305/mo
Today · 4.125%
HK$144,758
baseline
▲ 0.50% · 4.625%
HK$153,566
+HK$8,808/mo
Deposit HK$19.91M · loan HK$29.87M · min. income ≈ HK$289,516/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$2,115,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,539
−HK$8,187/mo
▼ 0.25% · 3.875%
HK$155,603
−HK$4,123/mo
Today · 4.125%
HK$159,726
baseline
▲ 0.50% · 4.625%
HK$168,145
+HK$8,419/mo
Deposit HK$19.91M · loan HK$29.87M · min. income ≈ HK$319,452/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$2,115,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,919
−HK$9,965/mo
▼ 0.25% · 3.875%
HK$163,862
−HK$5,022/mo
Today · 4.125%
HK$168,884
baseline
▲ 0.50% · 4.625%
HK$179,160
+HK$10,276/mo
Deposit HK$14.93M · loan HK$34.85M · min. income ≈ HK$337,768/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$2,115,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,795
−HK$9,552/mo
▼ 0.25% · 3.875%
HK$181,537
−HK$4,810/mo
Today · 4.125%
HK$186,347
baseline
▲ 0.50% · 4.625%
HK$196,170
+HK$9,823/mo
Deposit HK$14.93M · loan HK$34.85M · min. income ≈ HK$372,694/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$2,115,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,324
−HK$12,813/mo
▼ 0.25% · 3.875%
HK$210,679
−HK$6,458/mo
Today · 4.125%
HK$217,137
baseline
▲ 0.50% · 4.625%
HK$230,349
+HK$13,212/mo
Deposit HK$4.98M · loan HK$44.80M · min. income ≈ HK$434,274/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,115,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,308
−HK$12,281/mo
▼ 0.25% · 3.875%
HK$233,404
−HK$6,185/mo
Today · 4.125%
HK$239,589
baseline
▲ 0.50% · 4.625%
HK$252,218
+HK$12,629/mo
Deposit HK$4.98M · loan HK$44.80M · min. income ≈ HK$479,178/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,115,689 · Scale 2, in force from 26 Feb 2026)