LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,515
−HK$7,119/mo
▼ 0.25% · 3.875%
HK$117,046
−HK$3,588/mo
Today · 4.125%
HK$120,634
baseline
▲ 0.50% · 4.625%
HK$127,974
+HK$7,340/mo
Deposit HK$24.89M · loan HK$24.89M · min. income ≈ HK$241,268/mo (50% DSR)
Upfront cash ≈ HK$27.01M (deposit + AVD stamp duty HK$2,115,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,285
−HK$6,822/mo
▼ 0.25% · 3.875%
HK$129,672
−HK$3,435/mo
Today · 4.125%
HK$133,107
baseline
▲ 0.50% · 4.625%
HK$140,124
+HK$7,017/mo
Deposit HK$24.89M · loan HK$24.89M · min. income ≈ HK$266,214/mo (50% DSR)
Upfront cash ≈ HK$27.01M (deposit + AVD stamp duty HK$2,115,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,218
−HK$8,543/mo
▼ 0.25% · 3.875%
HK$140,456
−HK$4,305/mo
Today · 4.125%
HK$144,761
baseline
▲ 0.50% · 4.625%
HK$153,569
+HK$8,808/mo
Deposit HK$19.91M · loan HK$29.87M · min. income ≈ HK$289,522/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$2,115,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,542
−HK$8,187/mo
▼ 0.25% · 3.875%
HK$155,606
−HK$4,123/mo
Today · 4.125%
HK$159,729
baseline
▲ 0.50% · 4.625%
HK$168,148
+HK$8,419/mo
Deposit HK$19.91M · loan HK$29.87M · min. income ≈ HK$319,458/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$2,115,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,921
−HK$9,966/mo
▼ 0.25% · 3.875%
HK$163,865
−HK$5,022/mo
Today · 4.125%
HK$168,887
baseline
▲ 0.50% · 4.625%
HK$179,164
+HK$10,277/mo
Deposit HK$14.93M · loan HK$34.85M · min. income ≈ HK$337,774/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$2,115,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,799
−HK$9,551/mo
▼ 0.25% · 3.875%
HK$181,540
−HK$4,810/mo
Today · 4.125%
HK$186,350
baseline
▲ 0.50% · 4.625%
HK$196,173
+HK$9,823/mo
Deposit HK$14.93M · loan HK$34.85M · min. income ≈ HK$372,700/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$2,115,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,328
−HK$12,813/mo
▼ 0.25% · 3.875%
HK$210,683
−HK$6,458/mo
Today · 4.125%
HK$217,141
baseline
▲ 0.50% · 4.625%
HK$230,353
+HK$13,212/mo
Deposit HK$4.98M · loan HK$44.80M · min. income ≈ HK$434,282/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,115,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,312
−HK$12,281/mo
▼ 0.25% · 3.875%
HK$233,409
−HK$6,184/mo
Today · 4.125%
HK$239,593
baseline
▲ 0.50% · 4.625%
HK$252,223
+HK$12,630/mo
Deposit HK$4.98M · loan HK$44.80M · min. income ≈ HK$479,186/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,115,729 · Scale 2, in force from 26 Feb 2026)