LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,521
−HK$7,119/mo
▼ 0.25% · 3.875%
HK$117,052
−HK$3,588/mo
Today · 4.125%
HK$120,640
baseline
▲ 0.50% · 4.625%
HK$127,980
+HK$7,340/mo
Deposit HK$24.89M · loan HK$24.89M · min. income ≈ HK$241,280/mo (50% DSR)
Upfront cash ≈ HK$27.01M (deposit + AVD stamp duty HK$2,115,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,291
−HK$6,823/mo
▼ 0.25% · 3.875%
HK$129,678
−HK$3,436/mo
Today · 4.125%
HK$133,114
baseline
▲ 0.50% · 4.625%
HK$140,131
+HK$7,017/mo
Deposit HK$24.89M · loan HK$24.89M · min. income ≈ HK$266,228/mo (50% DSR)
Upfront cash ≈ HK$27.01M (deposit + AVD stamp duty HK$2,115,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,225
−HK$8,543/mo
▼ 0.25% · 3.875%
HK$140,462
−HK$4,306/mo
Today · 4.125%
HK$144,768
baseline
▲ 0.50% · 4.625%
HK$153,576
+HK$8,808/mo
Deposit HK$19.91M · loan HK$29.87M · min. income ≈ HK$289,536/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$2,115,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,549
−HK$8,188/mo
▼ 0.25% · 3.875%
HK$155,614
−HK$4,123/mo
Today · 4.125%
HK$159,737
baseline
▲ 0.50% · 4.625%
HK$168,157
+HK$8,420/mo
Deposit HK$19.91M · loan HK$29.87M · min. income ≈ HK$319,474/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$2,115,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,929
−HK$9,967/mo
▼ 0.25% · 3.875%
HK$163,873
−HK$5,023/mo
Today · 4.125%
HK$168,896
baseline
▲ 0.50% · 4.625%
HK$179,172
+HK$10,276/mo
Deposit HK$14.94M · loan HK$34.85M · min. income ≈ HK$337,792/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$2,115,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,807
−HK$9,553/mo
▼ 0.25% · 3.875%
HK$181,549
−HK$4,811/mo
Today · 4.125%
HK$186,360
baseline
▲ 0.50% · 4.625%
HK$196,183
+HK$9,823/mo
Deposit HK$14.94M · loan HK$34.85M · min. income ≈ HK$372,720/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$2,115,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,338
−HK$12,813/mo
▼ 0.25% · 3.875%
HK$210,694
−HK$6,457/mo
Today · 4.125%
HK$217,151
baseline
▲ 0.50% · 4.625%
HK$230,365
+HK$13,214/mo
Deposit HK$4.98M · loan HK$44.81M · min. income ≈ HK$434,302/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,115,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,324
−HK$12,281/mo
▼ 0.25% · 3.875%
HK$233,420
−HK$6,185/mo
Today · 4.125%
HK$239,605
baseline
▲ 0.50% · 4.625%
HK$252,235
+HK$12,630/mo
Deposit HK$4.98M · loan HK$44.81M · min. income ≈ HK$479,210/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$2,115,832 · Scale 2, in force from 26 Feb 2026)