LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,352
−HK$712/mo
▼ 0.25% · 3.875%
HK$11,706
−HK$358/mo
Today · 4.125%
HK$12,064
baseline
▲ 0.50% · 4.625%
HK$12,798
+HK$734/mo
Deposit HK$2.49M · loan HK$2.49M · min. income ≈ HK$24,128/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$112,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,629
−HK$683/mo
▼ 0.25% · 3.875%
HK$12,968
−HK$344/mo
Today · 4.125%
HK$13,312
baseline
▲ 0.50% · 4.625%
HK$14,013
+HK$701/mo
Deposit HK$2.49M · loan HK$2.49M · min. income ≈ HK$26,624/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$112,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,623
−HK$854/mo
▼ 0.25% · 3.875%
HK$14,047
−HK$430/mo
Today · 4.125%
HK$14,477
baseline
▲ 0.50% · 4.625%
HK$15,358
+HK$881/mo
Deposit HK$1.99M · loan HK$2.99M · min. income ≈ HK$28,954/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$112,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,155
−HK$819/mo
▼ 0.25% · 3.875%
HK$15,562
−HK$412/mo
Today · 4.125%
HK$15,974
baseline
▲ 0.50% · 4.625%
HK$16,816
+HK$842/mo
Deposit HK$1.99M · loan HK$2.99M · min. income ≈ HK$31,948/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$112,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,893
−HK$997/mo
▼ 0.25% · 3.875%
HK$16,388
−HK$502/mo
Today · 4.125%
HK$16,890
baseline
▲ 0.50% · 4.625%
HK$17,918
+HK$1,028/mo
Deposit HK$1.49M · loan HK$3.48M · min. income ≈ HK$33,780/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,681
−HK$955/mo
▼ 0.25% · 3.875%
HK$18,155
−HK$481/mo
Today · 4.125%
HK$18,636
baseline
▲ 0.50% · 4.625%
HK$19,619
+HK$983/mo
Deposit HK$1.49M · loan HK$3.48M · min. income ≈ HK$37,272/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,434
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,070
−HK$646/mo
Today · 4.125%
HK$21,716
baseline
▲ 0.50% · 4.625%
HK$23,037
+HK$1,321/mo
Deposit HK$498K · loan HK$4.48M · min. income ≈ HK$43,432/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$112,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,733
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,343
−HK$618/mo
Today · 4.125%
HK$23,961
baseline
▲ 0.50% · 4.625%
HK$25,224
+HK$1,263/mo
Deposit HK$498K · loan HK$4.48M · min. income ≈ HK$47,922/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$112,018 · Scale 2, in force from 26 Feb 2026)