LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,534
−HK$7,120/mo
▼ 0.25% · 3.875%
HK$117,066
−HK$3,588/mo
Today · 4.125%
HK$120,654
baseline
▲ 0.50% · 4.625%
HK$127,995
+HK$7,341/mo
Deposit HK$24.90M · loan HK$24.90M · min. income ≈ HK$241,308/mo (50% DSR)
Upfront cash ≈ HK$27.01M (deposit + AVD stamp duty HK$2,116,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,306
−HK$6,824/mo
▼ 0.25% · 3.875%
HK$129,693
−HK$3,437/mo
Today · 4.125%
HK$133,130
baseline
▲ 0.50% · 4.625%
HK$140,147
+HK$7,017/mo
Deposit HK$24.90M · loan HK$24.90M · min. income ≈ HK$266,260/mo (50% DSR)
Upfront cash ≈ HK$27.01M (deposit + AVD stamp duty HK$2,116,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,241
−HK$8,544/mo
▼ 0.25% · 3.875%
HK$140,479
−HK$4,306/mo
Today · 4.125%
HK$144,785
baseline
▲ 0.50% · 4.625%
HK$153,595
+HK$8,810/mo
Deposit HK$19.92M · loan HK$29.87M · min. income ≈ HK$289,570/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$2,116,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,567
−HK$8,189/mo
▼ 0.25% · 3.875%
HK$155,632
−HK$4,124/mo
Today · 4.125%
HK$159,756
baseline
▲ 0.50% · 4.625%
HK$168,177
+HK$8,421/mo
Deposit HK$19.92M · loan HK$29.87M · min. income ≈ HK$319,512/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$2,116,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,948
−HK$9,968/mo
▼ 0.25% · 3.875%
HK$163,892
−HK$5,024/mo
Today · 4.125%
HK$168,916
baseline
▲ 0.50% · 4.625%
HK$179,194
+HK$10,278/mo
Deposit HK$14.94M · loan HK$34.85M · min. income ≈ HK$337,832/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$2,116,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,828
−HK$9,554/mo
▼ 0.25% · 3.875%
HK$181,571
−HK$4,811/mo
Today · 4.125%
HK$186,382
baseline
▲ 0.50% · 4.625%
HK$196,206
+HK$9,824/mo
Deposit HK$14.94M · loan HK$34.85M · min. income ≈ HK$372,764/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$2,116,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,362
−HK$12,815/mo
▼ 0.25% · 3.875%
HK$210,719
−HK$6,458/mo
Today · 4.125%
HK$217,177
baseline
▲ 0.50% · 4.625%
HK$230,392
+HK$13,215/mo
Deposit HK$4.98M · loan HK$44.81M · min. income ≈ HK$434,354/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,116,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,350
−HK$12,284/mo
▼ 0.25% · 3.875%
HK$233,448
−HK$6,186/mo
Today · 4.125%
HK$239,634
baseline
▲ 0.50% · 4.625%
HK$252,265
+HK$12,631/mo
Deposit HK$4.98M · loan HK$44.81M · min. income ≈ HK$479,268/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,116,083 · Scale 2, in force from 26 Feb 2026)