LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,540
−HK$7,120/mo
▼ 0.25% · 3.875%
HK$117,072
−HK$3,588/mo
Today · 4.125%
HK$120,660
baseline
▲ 0.50% · 4.625%
HK$128,002
+HK$7,342/mo
Deposit HK$24.90M · loan HK$24.90M · min. income ≈ HK$241,320/mo (50% DSR)
Upfront cash ≈ HK$27.01M (deposit + AVD stamp duty HK$2,116,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,312
−HK$6,825/mo
▼ 0.25% · 3.875%
HK$129,700
−HK$3,437/mo
Today · 4.125%
HK$133,137
baseline
▲ 0.50% · 4.625%
HK$140,154
+HK$7,017/mo
Deposit HK$24.90M · loan HK$24.90M · min. income ≈ HK$266,274/mo (50% DSR)
Upfront cash ≈ HK$27.01M (deposit + AVD stamp duty HK$2,116,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,248
−HK$8,544/mo
▼ 0.25% · 3.875%
HK$140,486
−HK$4,306/mo
Today · 4.125%
HK$144,792
baseline
▲ 0.50% · 4.625%
HK$153,602
+HK$8,810/mo
Deposit HK$19.92M · loan HK$29.88M · min. income ≈ HK$289,584/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$2,116,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,575
−HK$8,189/mo
▼ 0.25% · 3.875%
HK$155,640
−HK$4,124/mo
Today · 4.125%
HK$159,764
baseline
▲ 0.50% · 4.625%
HK$168,185
+HK$8,421/mo
Deposit HK$19.92M · loan HK$29.88M · min. income ≈ HK$319,528/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$2,116,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,956
−HK$9,968/mo
▼ 0.25% · 3.875%
HK$163,901
−HK$5,023/mo
Today · 4.125%
HK$168,924
baseline
▲ 0.50% · 4.625%
HK$179,203
+HK$10,279/mo
Deposit HK$14.94M · loan HK$34.85M · min. income ≈ HK$337,848/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$2,116,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,837
−HK$9,554/mo
▼ 0.25% · 3.875%
HK$181,580
−HK$4,811/mo
Today · 4.125%
HK$186,391
baseline
▲ 0.50% · 4.625%
HK$196,216
+HK$9,825/mo
Deposit HK$14.94M · loan HK$34.85M · min. income ≈ HK$372,782/mo (50% DSR)
Upfront cash ≈ HK$17.05M (deposit + AVD stamp duty HK$2,116,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,372
−HK$12,816/mo
▼ 0.25% · 3.875%
HK$210,729
−HK$6,459/mo
Today · 4.125%
HK$217,188
baseline
▲ 0.50% · 4.625%
HK$230,404
+HK$13,216/mo
Deposit HK$4.98M · loan HK$44.81M · min. income ≈ HK$434,376/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,116,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,362
−HK$12,284/mo
▼ 0.25% · 3.875%
HK$233,460
−HK$6,186/mo
Today · 4.125%
HK$239,646
baseline
▲ 0.50% · 4.625%
HK$252,278
+HK$12,632/mo
Deposit HK$4.98M · loan HK$44.81M · min. income ≈ HK$479,292/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,116,190 · Scale 2, in force from 26 Feb 2026)