LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,357
−HK$712/mo
▼ 0.25% · 3.875%
HK$11,710
−HK$359/mo
Today · 4.125%
HK$12,069
baseline
▲ 0.50% · 4.625%
HK$12,803
+HK$734/mo
Deposit HK$2.49M · loan HK$2.49M · min. income ≈ HK$24,138/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$112,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,634
−HK$683/mo
▼ 0.25% · 3.875%
HK$12,973
−HK$344/mo
Today · 4.125%
HK$13,317
baseline
▲ 0.50% · 4.625%
HK$14,019
+HK$702/mo
Deposit HK$2.49M · loan HK$2.49M · min. income ≈ HK$26,634/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$112,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,628
−HK$855/mo
▼ 0.25% · 3.875%
HK$14,052
−HK$431/mo
Today · 4.125%
HK$14,483
baseline
▲ 0.50% · 4.625%
HK$15,364
+HK$881/mo
Deposit HK$1.99M · loan HK$2.99M · min. income ≈ HK$28,966/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$112,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,161
−HK$819/mo
▼ 0.25% · 3.875%
HK$15,568
−HK$412/mo
Today · 4.125%
HK$15,980
baseline
▲ 0.50% · 4.625%
HK$16,823
+HK$843/mo
Deposit HK$1.99M · loan HK$2.99M · min. income ≈ HK$31,960/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$112,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,900
−HK$997/mo
▼ 0.25% · 3.875%
HK$16,394
−HK$503/mo
Today · 4.125%
HK$16,897
baseline
▲ 0.50% · 4.625%
HK$17,925
+HK$1,028/mo
Deposit HK$1.49M · loan HK$3.49M · min. income ≈ HK$33,794/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,688
−HK$956/mo
▼ 0.25% · 3.875%
HK$18,163
−HK$481/mo
Today · 4.125%
HK$18,644
baseline
▲ 0.50% · 4.625%
HK$19,627
+HK$983/mo
Deposit HK$1.49M · loan HK$3.49M · min. income ≈ HK$37,288/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,442
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,078
−HK$646/mo
Today · 4.125%
HK$21,724
baseline
▲ 0.50% · 4.625%
HK$23,046
+HK$1,322/mo
Deposit HK$498K · loan HK$4.48M · min. income ≈ HK$43,448/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$112,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,742
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,352
−HK$619/mo
Today · 4.125%
HK$23,971
baseline
▲ 0.50% · 4.625%
HK$25,234
+HK$1,263/mo
Deposit HK$498K · loan HK$4.48M · min. income ≈ HK$47,942/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$112,062 · Scale 2, in force from 26 Feb 2026)