LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,584
−HK$7,123/mo
▼ 0.25% · 3.875%
HK$117,117
−HK$3,590/mo
Today · 4.125%
HK$120,707
baseline
▲ 0.50% · 4.625%
HK$128,052
+HK$7,345/mo
Deposit HK$24.91M · loan HK$24.91M · min. income ≈ HK$241,414/mo (50% DSR)
Upfront cash ≈ HK$27.02M (deposit + AVD stamp duty HK$2,117,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,361
−HK$6,827/mo
▼ 0.25% · 3.875%
HK$129,750
−HK$3,438/mo
Today · 4.125%
HK$133,188
baseline
▲ 0.50% · 4.625%
HK$140,209
+HK$7,021/mo
Deposit HK$24.91M · loan HK$24.91M · min. income ≈ HK$266,376/mo (50% DSR)
Upfront cash ≈ HK$27.02M (deposit + AVD stamp duty HK$2,117,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,301
−HK$8,547/mo
▼ 0.25% · 3.875%
HK$140,541
−HK$4,307/mo
Today · 4.125%
HK$144,848
baseline
▲ 0.50% · 4.625%
HK$153,662
+HK$8,814/mo
Deposit HK$19.92M · loan HK$29.89M · min. income ≈ HK$289,696/mo (50% DSR)
Upfront cash ≈ HK$22.04M (deposit + AVD stamp duty HK$2,117,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,634
−HK$8,192/mo
▼ 0.25% · 3.875%
HK$155,700
−HK$4,126/mo
Today · 4.125%
HK$159,826
baseline
▲ 0.50% · 4.625%
HK$168,250
+HK$8,424/mo
Deposit HK$19.92M · loan HK$29.89M · min. income ≈ HK$319,652/mo (50% DSR)
Upfront cash ≈ HK$22.04M (deposit + AVD stamp duty HK$2,117,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,018
−HK$9,972/mo
▼ 0.25% · 3.875%
HK$163,964
−HK$5,026/mo
Today · 4.125%
HK$168,990
baseline
▲ 0.50% · 4.625%
HK$179,272
+HK$10,282/mo
Deposit HK$14.94M · loan HK$34.87M · min. income ≈ HK$337,980/mo (50% DSR)
Upfront cash ≈ HK$17.06M (deposit + AVD stamp duty HK$2,117,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,906
−HK$9,557/mo
▼ 0.25% · 3.875%
HK$181,650
−HK$4,813/mo
Today · 4.125%
HK$186,463
baseline
▲ 0.50% · 4.625%
HK$196,292
+HK$9,829/mo
Deposit HK$14.94M · loan HK$34.87M · min. income ≈ HK$372,926/mo (50% DSR)
Upfront cash ≈ HK$17.06M (deposit + AVD stamp duty HK$2,117,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,452
−HK$12,820/mo
▼ 0.25% · 3.875%
HK$210,811
−HK$6,461/mo
Today · 4.125%
HK$217,272
baseline
▲ 0.50% · 4.625%
HK$230,493
+HK$13,221/mo
Deposit HK$4.98M · loan HK$44.83M · min. income ≈ HK$434,544/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,117,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,450
−HK$12,289/mo
▼ 0.25% · 3.875%
HK$233,550
−HK$6,189/mo
Today · 4.125%
HK$239,739
baseline
▲ 0.50% · 4.625%
HK$252,376
+HK$12,637/mo
Deposit HK$4.98M · loan HK$44.83M · min. income ≈ HK$479,478/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,117,012 · Scale 2, in force from 26 Feb 2026)