LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,593
−HK$7,123/mo
▼ 0.25% · 3.875%
HK$117,127
−HK$3,589/mo
Today · 4.125%
HK$120,716
baseline
▲ 0.50% · 4.625%
HK$128,062
+HK$7,346/mo
Deposit HK$24.91M · loan HK$24.91M · min. income ≈ HK$241,432/mo (50% DSR)
Upfront cash ≈ HK$27.03M (deposit + AVD stamp duty HK$2,117,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,371
−HK$6,828/mo
▼ 0.25% · 3.875%
HK$129,760
−HK$3,439/mo
Today · 4.125%
HK$133,199
baseline
▲ 0.50% · 4.625%
HK$140,220
+HK$7,021/mo
Deposit HK$24.91M · loan HK$24.91M · min. income ≈ HK$266,398/mo (50% DSR)
Upfront cash ≈ HK$27.03M (deposit + AVD stamp duty HK$2,117,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,312
−HK$8,548/mo
▼ 0.25% · 3.875%
HK$140,552
−HK$4,308/mo
Today · 4.125%
HK$144,860
baseline
▲ 0.50% · 4.625%
HK$153,674
+HK$8,814/mo
Deposit HK$19.93M · loan HK$29.89M · min. income ≈ HK$289,720/mo (50% DSR)
Upfront cash ≈ HK$22.04M (deposit + AVD stamp duty HK$2,117,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,645
−HK$8,193/mo
▼ 0.25% · 3.875%
HK$155,713
−HK$4,125/mo
Today · 4.125%
HK$159,838
baseline
▲ 0.50% · 4.625%
HK$168,264
+HK$8,426/mo
Deposit HK$19.93M · loan HK$29.89M · min. income ≈ HK$319,676/mo (50% DSR)
Upfront cash ≈ HK$22.04M (deposit + AVD stamp duty HK$2,117,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,030
−HK$9,973/mo
▼ 0.25% · 3.875%
HK$163,977
−HK$5,026/mo
Today · 4.125%
HK$169,003
baseline
▲ 0.50% · 4.625%
HK$179,286
+HK$10,283/mo
Deposit HK$14.94M · loan HK$34.87M · min. income ≈ HK$338,006/mo (50% DSR)
Upfront cash ≈ HK$17.06M (deposit + AVD stamp duty HK$2,117,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,920
−HK$9,558/mo
▼ 0.25% · 3.875%
HK$181,665
−HK$4,813/mo
Today · 4.125%
HK$186,478
baseline
▲ 0.50% · 4.625%
HK$196,308
+HK$9,830/mo
Deposit HK$14.94M · loan HK$34.87M · min. income ≈ HK$372,956/mo (50% DSR)
Upfront cash ≈ HK$17.06M (deposit + AVD stamp duty HK$2,117,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,468
−HK$12,822/mo
▼ 0.25% · 3.875%
HK$210,828
−HK$6,462/mo
Today · 4.125%
HK$217,290
baseline
▲ 0.50% · 4.625%
HK$230,511
+HK$13,221/mo
Deposit HK$4.98M · loan HK$44.83M · min. income ≈ HK$434,580/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,117,178 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,468
−HK$12,290/mo
▼ 0.25% · 3.875%
HK$233,569
−HK$6,189/mo
Today · 4.125%
HK$239,758
baseline
▲ 0.50% · 4.625%
HK$252,396
+HK$12,638/mo
Deposit HK$4.98M · loan HK$44.83M · min. income ≈ HK$479,516/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,117,178 · Scale 2, in force from 26 Feb 2026)