LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,595
−HK$7,123/mo
▼ 0.25% · 3.875%
HK$117,128
−HK$3,590/mo
Today · 4.125%
HK$120,718
baseline
▲ 0.50% · 4.625%
HK$128,064
+HK$7,346/mo
Deposit HK$24.91M · loan HK$24.91M · min. income ≈ HK$241,436/mo (50% DSR)
Upfront cash ≈ HK$27.03M (deposit + AVD stamp duty HK$2,117,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,373
−HK$6,828/mo
▼ 0.25% · 3.875%
HK$129,762
−HK$3,439/mo
Today · 4.125%
HK$133,201
baseline
▲ 0.50% · 4.625%
HK$140,222
+HK$7,021/mo
Deposit HK$24.91M · loan HK$24.91M · min. income ≈ HK$266,402/mo (50% DSR)
Upfront cash ≈ HK$27.03M (deposit + AVD stamp duty HK$2,117,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,314
−HK$8,548/mo
▼ 0.25% · 3.875%
HK$140,554
−HK$4,308/mo
Today · 4.125%
HK$144,862
baseline
▲ 0.50% · 4.625%
HK$153,676
+HK$8,814/mo
Deposit HK$19.93M · loan HK$29.89M · min. income ≈ HK$289,724/mo (50% DSR)
Upfront cash ≈ HK$22.04M (deposit + AVD stamp duty HK$2,117,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,648
−HK$8,193/mo
▼ 0.25% · 3.875%
HK$155,715
−HK$4,126/mo
Today · 4.125%
HK$159,841
baseline
▲ 0.50% · 4.625%
HK$168,266
+HK$8,425/mo
Deposit HK$19.93M · loan HK$29.89M · min. income ≈ HK$319,682/mo (50% DSR)
Upfront cash ≈ HK$22.04M (deposit + AVD stamp duty HK$2,117,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,033
−HK$9,972/mo
▼ 0.25% · 3.875%
HK$163,980
−HK$5,025/mo
Today · 4.125%
HK$169,005
baseline
▲ 0.50% · 4.625%
HK$179,289
+HK$10,284/mo
Deposit HK$14.95M · loan HK$34.87M · min. income ≈ HK$338,010/mo (50% DSR)
Upfront cash ≈ HK$17.06M (deposit + AVD stamp duty HK$2,117,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,922
−HK$9,559/mo
▼ 0.25% · 3.875%
HK$181,667
−HK$4,814/mo
Today · 4.125%
HK$186,481
baseline
▲ 0.50% · 4.625%
HK$196,311
+HK$9,830/mo
Deposit HK$14.95M · loan HK$34.87M · min. income ≈ HK$372,962/mo (50% DSR)
Upfront cash ≈ HK$17.06M (deposit + AVD stamp duty HK$2,117,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,471
−HK$12,822/mo
▼ 0.25% · 3.875%
HK$210,831
−HK$6,462/mo
Today · 4.125%
HK$217,293
baseline
▲ 0.50% · 4.625%
HK$230,514
+HK$13,221/mo
Deposit HK$4.98M · loan HK$44.84M · min. income ≈ HK$434,586/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,117,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,472
−HK$12,289/mo
▼ 0.25% · 3.875%
HK$233,572
−HK$6,189/mo
Today · 4.125%
HK$239,761
baseline
▲ 0.50% · 4.625%
HK$252,399
+HK$12,638/mo
Deposit HK$4.98M · loan HK$44.84M · min. income ≈ HK$479,522/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,117,209 · Scale 2, in force from 26 Feb 2026)