LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,616
−HK$7,125/mo
▼ 0.25% · 3.875%
HK$117,150
−HK$3,591/mo
Today · 4.125%
HK$120,741
baseline
▲ 0.50% · 4.625%
HK$128,087
+HK$7,346/mo
Deposit HK$24.91M · loan HK$24.91M · min. income ≈ HK$241,482/mo (50% DSR)
Upfront cash ≈ HK$27.03M (deposit + AVD stamp duty HK$2,117,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,397
−HK$6,828/mo
▼ 0.25% · 3.875%
HK$129,787
−HK$3,438/mo
Today · 4.125%
HK$133,225
baseline
▲ 0.50% · 4.625%
HK$140,248
+HK$7,023/mo
Deposit HK$24.91M · loan HK$24.91M · min. income ≈ HK$266,450/mo (50% DSR)
Upfront cash ≈ HK$27.03M (deposit + AVD stamp duty HK$2,117,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,339
−HK$8,550/mo
▼ 0.25% · 3.875%
HK$140,580
−HK$4,309/mo
Today · 4.125%
HK$144,889
baseline
▲ 0.50% · 4.625%
HK$153,705
+HK$8,816/mo
Deposit HK$19.93M · loan HK$29.90M · min. income ≈ HK$289,778/mo (50% DSR)
Upfront cash ≈ HK$22.05M (deposit + AVD stamp duty HK$2,117,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,676
−HK$8,195/mo
▼ 0.25% · 3.875%
HK$155,744
−HK$4,127/mo
Today · 4.125%
HK$159,871
baseline
▲ 0.50% · 4.625%
HK$168,298
+HK$8,427/mo
Deposit HK$19.93M · loan HK$29.90M · min. income ≈ HK$319,742/mo (50% DSR)
Upfront cash ≈ HK$22.05M (deposit + AVD stamp duty HK$2,117,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,062
−HK$9,975/mo
▼ 0.25% · 3.875%
HK$164,010
−HK$5,027/mo
Today · 4.125%
HK$169,037
baseline
▲ 0.50% · 4.625%
HK$179,322
+HK$10,285/mo
Deposit HK$14.95M · loan HK$34.88M · min. income ≈ HK$338,074/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$2,117,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,955
−HK$9,561/mo
▼ 0.25% · 3.875%
HK$181,701
−HK$4,815/mo
Today · 4.125%
HK$186,516
baseline
▲ 0.50% · 4.625%
HK$196,347
+HK$9,831/mo
Deposit HK$14.95M · loan HK$34.88M · min. income ≈ HK$373,032/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$2,117,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,509
−HK$12,824/mo
▼ 0.25% · 3.875%
HK$210,870
−HK$6,463/mo
Today · 4.125%
HK$217,333
baseline
▲ 0.50% · 4.625%
HK$230,557
+HK$13,224/mo
Deposit HK$4.98M · loan HK$44.84M · min. income ≈ HK$434,666/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,117,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,514
−HK$12,292/mo
▼ 0.25% · 3.875%
HK$233,616
−HK$6,190/mo
Today · 4.125%
HK$239,806
baseline
▲ 0.50% · 4.625%
HK$252,446
+HK$12,640/mo
Deposit HK$4.98M · loan HK$44.84M · min. income ≈ HK$479,612/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,117,604 · Scale 2, in force from 26 Feb 2026)