LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,633
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$117,167
−HK$3,592/mo
Today · 4.125%
HK$120,759
baseline
▲ 0.50% · 4.625%
HK$128,106
+HK$7,347/mo
Deposit HK$24.92M · loan HK$24.92M · min. income ≈ HK$241,518/mo (50% DSR)
Upfront cash ≈ HK$27.03M (deposit + AVD stamp duty HK$2,117,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,415
−HK$6,830/mo
▼ 0.25% · 3.875%
HK$129,806
−HK$3,439/mo
Today · 4.125%
HK$133,245
baseline
▲ 0.50% · 4.625%
HK$140,269
+HK$7,024/mo
Deposit HK$24.92M · loan HK$24.92M · min. income ≈ HK$266,490/mo (50% DSR)
Upfront cash ≈ HK$27.03M (deposit + AVD stamp duty HK$2,117,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,359
−HK$8,551/mo
▼ 0.25% · 3.875%
HK$140,601
−HK$4,309/mo
Today · 4.125%
HK$144,910
baseline
▲ 0.50% · 4.625%
HK$153,728
+HK$8,818/mo
Deposit HK$19.93M · loan HK$29.90M · min. income ≈ HK$289,820/mo (50% DSR)
Upfront cash ≈ HK$22.05M (deposit + AVD stamp duty HK$2,117,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,698
−HK$8,196/mo
▼ 0.25% · 3.875%
HK$155,767
−HK$4,127/mo
Today · 4.125%
HK$159,894
baseline
▲ 0.50% · 4.625%
HK$168,323
+HK$8,429/mo
Deposit HK$19.93M · loan HK$29.90M · min. income ≈ HK$319,788/mo (50% DSR)
Upfront cash ≈ HK$22.05M (deposit + AVD stamp duty HK$2,117,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,086
−HK$9,976/mo
▼ 0.25% · 3.875%
HK$164,034
−HK$5,028/mo
Today · 4.125%
HK$169,062
baseline
▲ 0.50% · 4.625%
HK$179,349
+HK$10,287/mo
Deposit HK$14.95M · loan HK$34.88M · min. income ≈ HK$338,124/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$2,117,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,982
−HK$9,561/mo
▼ 0.25% · 3.875%
HK$181,728
−HK$4,815/mo
Today · 4.125%
HK$186,543
baseline
▲ 0.50% · 4.625%
HK$196,376
+HK$9,833/mo
Deposit HK$14.95M · loan HK$34.88M · min. income ≈ HK$373,086/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$2,117,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,539
−HK$12,827/mo
▼ 0.25% · 3.875%
HK$210,901
−HK$6,465/mo
Today · 4.125%
HK$217,366
baseline
▲ 0.50% · 4.625%
HK$230,592
+HK$13,226/mo
Deposit HK$4.98M · loan HK$44.85M · min. income ≈ HK$434,732/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,117,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,548
−HK$12,293/mo
▼ 0.25% · 3.875%
HK$233,650
−HK$6,191/mo
Today · 4.125%
HK$239,841
baseline
▲ 0.50% · 4.625%
HK$252,484
+HK$12,643/mo
Deposit HK$4.98M · loan HK$44.85M · min. income ≈ HK$479,682/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,117,918 · Scale 2, in force from 26 Feb 2026)