LTV · monthly repayment
▼ 0.50% · 3.625%
HK$11,365
−HK$712/mo
▼ 0.25% · 3.875%
HK$11,718
−HK$359/mo
Today · 4.125%
HK$12,077
baseline
▲ 0.50% · 4.625%
HK$12,812
+HK$735/mo
Deposit HK$2.49M · loan HK$2.49M · min. income ≈ HK$24,154/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$112,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,643
−HK$683/mo
▼ 0.25% · 3.875%
HK$12,982
−HK$344/mo
Today · 4.125%
HK$13,326
baseline
▲ 0.50% · 4.625%
HK$14,028
+HK$702/mo
Deposit HK$2.49M · loan HK$2.49M · min. income ≈ HK$26,652/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$112,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,637
−HK$856/mo
▼ 0.25% · 3.875%
HK$14,062
−HK$431/mo
Today · 4.125%
HK$14,493
baseline
▲ 0.50% · 4.625%
HK$15,375
+HK$882/mo
Deposit HK$1.99M · loan HK$2.99M · min. income ≈ HK$28,986/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,172
−HK$819/mo
▼ 0.25% · 3.875%
HK$15,578
−HK$413/mo
Today · 4.125%
HK$15,991
baseline
▲ 0.50% · 4.625%
HK$16,834
+HK$843/mo
Deposit HK$1.99M · loan HK$2.99M · min. income ≈ HK$31,982/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$112,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,910
−HK$998/mo
▼ 0.25% · 3.875%
HK$16,405
−HK$503/mo
Today · 4.125%
HK$16,908
baseline
▲ 0.50% · 4.625%
HK$17,937
+HK$1,029/mo
Deposit HK$1.50M · loan HK$3.49M · min. income ≈ HK$33,816/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,700
−HK$956/mo
▼ 0.25% · 3.875%
HK$18,175
−HK$481/mo
Today · 4.125%
HK$18,656
baseline
▲ 0.50% · 4.625%
HK$19,640
+HK$984/mo
Deposit HK$1.50M · loan HK$3.49M · min. income ≈ HK$37,312/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$112,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,456
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,093
−HK$646/mo
Today · 4.125%
HK$21,739
baseline
▲ 0.50% · 4.625%
HK$23,062
+HK$1,323/mo
Deposit HK$498K · loan HK$4.49M · min. income ≈ HK$43,478/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$112,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,757
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,368
−HK$619/mo
Today · 4.125%
HK$23,987
baseline
▲ 0.50% · 4.625%
HK$25,251
+HK$1,264/mo
Deposit HK$498K · loan HK$4.49M · min. income ≈ HK$47,974/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$112,138 · Scale 2, in force from 26 Feb 2026)