LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,648
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$117,183
−HK$3,591/mo
Today · 4.125%
HK$120,774
baseline
▲ 0.50% · 4.625%
HK$128,123
+HK$7,349/mo
Deposit HK$24.92M · loan HK$24.92M · min. income ≈ HK$241,548/mo (50% DSR)
Upfront cash ≈ HK$27.04M (deposit + AVD stamp duty HK$2,118,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,432
−HK$6,831/mo
▼ 0.25% · 3.875%
HK$129,823
−HK$3,440/mo
Today · 4.125%
HK$133,263
baseline
▲ 0.50% · 4.625%
HK$140,287
+HK$7,024/mo
Deposit HK$24.92M · loan HK$24.92M · min. income ≈ HK$266,526/mo (50% DSR)
Upfront cash ≈ HK$27.04M (deposit + AVD stamp duty HK$2,118,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,377
−HK$8,552/mo
▼ 0.25% · 3.875%
HK$140,619
−HK$4,310/mo
Today · 4.125%
HK$144,929
baseline
▲ 0.50% · 4.625%
HK$153,748
+HK$8,819/mo
Deposit HK$19.94M · loan HK$29.90M · min. income ≈ HK$289,858/mo (50% DSR)
Upfront cash ≈ HK$22.05M (deposit + AVD stamp duty HK$2,118,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,718
−HK$8,197/mo
▼ 0.25% · 3.875%
HK$155,787
−HK$4,128/mo
Today · 4.125%
HK$159,915
baseline
▲ 0.50% · 4.625%
HK$168,344
+HK$8,429/mo
Deposit HK$19.94M · loan HK$29.90M · min. income ≈ HK$319,830/mo (50% DSR)
Upfront cash ≈ HK$22.05M (deposit + AVD stamp duty HK$2,118,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,107
−HK$9,977/mo
▼ 0.25% · 3.875%
HK$164,056
−HK$5,028/mo
Today · 4.125%
HK$169,084
baseline
▲ 0.50% · 4.625%
HK$179,372
+HK$10,288/mo
Deposit HK$14.95M · loan HK$34.89M · min. income ≈ HK$338,168/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$2,118,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,005
−HK$9,563/mo
▼ 0.25% · 3.875%
HK$181,752
−HK$4,816/mo
Today · 4.125%
HK$186,568
baseline
▲ 0.50% · 4.625%
HK$196,402
+HK$9,834/mo
Deposit HK$14.95M · loan HK$34.89M · min. income ≈ HK$373,136/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$2,118,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,566
−HK$12,828/mo
▼ 0.25% · 3.875%
HK$210,929
−HK$6,465/mo
Today · 4.125%
HK$217,394
baseline
▲ 0.50% · 4.625%
HK$230,622
+HK$13,228/mo
Deposit HK$4.98M · loan HK$44.86M · min. income ≈ HK$434,788/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,118,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,577
−HK$12,296/mo
▼ 0.25% · 3.875%
HK$233,681
−HK$6,192/mo
Today · 4.125%
HK$239,873
baseline
▲ 0.50% · 4.625%
HK$252,517
+HK$12,644/mo
Deposit HK$4.98M · loan HK$44.86M · min. income ≈ HK$479,746/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,118,194 · Scale 2, in force from 26 Feb 2026)