LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,649
−HK$7,127/mo
▼ 0.25% · 3.875%
HK$117,184
−HK$3,592/mo
Today · 4.125%
HK$120,776
baseline
▲ 0.50% · 4.625%
HK$128,125
+HK$7,349/mo
Deposit HK$24.92M · loan HK$24.92M · min. income ≈ HK$241,552/mo (50% DSR)
Upfront cash ≈ HK$27.04M (deposit + AVD stamp duty HK$2,118,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,434
−HK$6,830/mo
▼ 0.25% · 3.875%
HK$129,824
−HK$3,440/mo
Today · 4.125%
HK$133,264
baseline
▲ 0.50% · 4.625%
HK$140,289
+HK$7,025/mo
Deposit HK$24.92M · loan HK$24.92M · min. income ≈ HK$266,528/mo (50% DSR)
Upfront cash ≈ HK$27.04M (deposit + AVD stamp duty HK$2,118,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,379
−HK$8,552/mo
▼ 0.25% · 3.875%
HK$140,621
−HK$4,310/mo
Today · 4.125%
HK$144,931
baseline
▲ 0.50% · 4.625%
HK$153,750
+HK$8,819/mo
Deposit HK$19.94M · loan HK$29.90M · min. income ≈ HK$289,862/mo (50% DSR)
Upfront cash ≈ HK$22.05M (deposit + AVD stamp duty HK$2,118,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,720
−HK$8,197/mo
▼ 0.25% · 3.875%
HK$155,789
−HK$4,128/mo
Today · 4.125%
HK$159,917
baseline
▲ 0.50% · 4.625%
HK$168,347
+HK$8,430/mo
Deposit HK$19.94M · loan HK$29.90M · min. income ≈ HK$319,834/mo (50% DSR)
Upfront cash ≈ HK$22.05M (deposit + AVD stamp duty HK$2,118,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,109
−HK$9,977/mo
▼ 0.25% · 3.875%
HK$164,058
−HK$5,028/mo
Today · 4.125%
HK$169,086
baseline
▲ 0.50% · 4.625%
HK$179,375
+HK$10,289/mo
Deposit HK$14.95M · loan HK$34.89M · min. income ≈ HK$338,172/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$2,118,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,007
−HK$9,563/mo
▼ 0.25% · 3.875%
HK$181,754
−HK$4,816/mo
Today · 4.125%
HK$186,570
baseline
▲ 0.50% · 4.625%
HK$196,404
+HK$9,834/mo
Deposit HK$14.95M · loan HK$34.89M · min. income ≈ HK$373,140/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$2,118,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,568
−HK$12,829/mo
▼ 0.25% · 3.875%
HK$210,932
−HK$6,465/mo
Today · 4.125%
HK$217,397
baseline
▲ 0.50% · 4.625%
HK$230,625
+HK$13,228/mo
Deposit HK$4.98M · loan HK$44.86M · min. income ≈ HK$434,794/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,118,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,580
−HK$12,296/mo
▼ 0.25% · 3.875%
HK$233,684
−HK$6,192/mo
Today · 4.125%
HK$239,876
baseline
▲ 0.50% · 4.625%
HK$252,520
+HK$12,644/mo
Deposit HK$4.98M · loan HK$44.86M · min. income ≈ HK$479,752/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,118,223 · Scale 2, in force from 26 Feb 2026)