LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,671
−HK$7,128/mo
▼ 0.25% · 3.875%
HK$117,207
−HK$3,592/mo
Today · 4.125%
HK$120,799
baseline
▲ 0.50% · 4.625%
HK$128,149
+HK$7,350/mo
Deposit HK$24.93M · loan HK$24.93M · min. income ≈ HK$241,598/mo (50% DSR)
Upfront cash ≈ HK$27.04M (deposit + AVD stamp duty HK$2,118,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,458
−HK$6,832/mo
▼ 0.25% · 3.875%
HK$129,849
−HK$3,441/mo
Today · 4.125%
HK$133,290
baseline
▲ 0.50% · 4.625%
HK$140,316
+HK$7,026/mo
Deposit HK$24.93M · loan HK$24.93M · min. income ≈ HK$266,580/mo (50% DSR)
Upfront cash ≈ HK$27.04M (deposit + AVD stamp duty HK$2,118,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,405
−HK$8,554/mo
▼ 0.25% · 3.875%
HK$140,648
−HK$4,311/mo
Today · 4.125%
HK$144,959
baseline
▲ 0.50% · 4.625%
HK$153,779
+HK$8,820/mo
Deposit HK$19.94M · loan HK$29.91M · min. income ≈ HK$289,918/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$2,118,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,749
−HK$8,199/mo
▼ 0.25% · 3.875%
HK$155,819
−HK$4,129/mo
Today · 4.125%
HK$159,948
baseline
▲ 0.50% · 4.625%
HK$168,379
+HK$8,431/mo
Deposit HK$19.94M · loan HK$29.91M · min. income ≈ HK$319,896/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$2,118,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,139
−HK$9,980/mo
▼ 0.25% · 3.875%
HK$164,089
−HK$5,030/mo
Today · 4.125%
HK$169,119
baseline
▲ 0.50% · 4.625%
HK$179,409
+HK$10,290/mo
Deposit HK$14.96M · loan HK$34.90M · min. income ≈ HK$338,238/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$2,118,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,041
−HK$9,565/mo
▼ 0.25% · 3.875%
HK$181,789
−HK$4,817/mo
Today · 4.125%
HK$186,606
baseline
▲ 0.50% · 4.625%
HK$196,442
+HK$9,836/mo
Deposit HK$14.96M · loan HK$34.90M · min. income ≈ HK$373,212/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$2,118,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,607
−HK$12,831/mo
▼ 0.25% · 3.875%
HK$210,972
−HK$6,466/mo
Today · 4.125%
HK$217,438
baseline
▲ 0.50% · 4.625%
HK$230,669
+HK$13,231/mo
Deposit HK$4.99M · loan HK$44.87M · min. income ≈ HK$434,876/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,118,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,624
−HK$12,298/mo
▼ 0.25% · 3.875%
HK$233,728
−HK$6,194/mo
Today · 4.125%
HK$239,922
baseline
▲ 0.50% · 4.625%
HK$252,568
+HK$12,646/mo
Deposit HK$4.99M · loan HK$44.87M · min. income ≈ HK$479,844/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,118,626 · Scale 2, in force from 26 Feb 2026)