LTV · monthly repayment
▼ 0.50% · 3.625%
HK$113,675
−HK$7,128/mo
▼ 0.25% · 3.875%
HK$117,211
−HK$3,592/mo
Today · 4.125%
HK$120,803
baseline
▲ 0.50% · 4.625%
HK$128,154
+HK$7,351/mo
Deposit HK$24.93M · loan HK$24.93M · min. income ≈ HK$241,606/mo (50% DSR)
Upfront cash ≈ HK$27.04M (deposit + AVD stamp duty HK$2,118,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,462
−HK$6,833/mo
▼ 0.25% · 3.875%
HK$129,854
−HK$3,441/mo
Today · 4.125%
HK$133,295
baseline
▲ 0.50% · 4.625%
HK$140,321
+HK$7,026/mo
Deposit HK$24.93M · loan HK$24.93M · min. income ≈ HK$266,590/mo (50% DSR)
Upfront cash ≈ HK$27.04M (deposit + AVD stamp duty HK$2,118,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,410
−HK$8,554/mo
▼ 0.25% · 3.875%
HK$140,653
−HK$4,311/mo
Today · 4.125%
HK$144,964
baseline
▲ 0.50% · 4.625%
HK$153,785
+HK$8,821/mo
Deposit HK$19.94M · loan HK$29.91M · min. income ≈ HK$289,928/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$2,118,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,755
−HK$8,199/mo
▼ 0.25% · 3.875%
HK$155,825
−HK$4,129/mo
Today · 4.125%
HK$159,954
baseline
▲ 0.50% · 4.625%
HK$168,385
+HK$8,431/mo
Deposit HK$19.94M · loan HK$29.91M · min. income ≈ HK$319,908/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$2,118,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,145
−HK$9,980/mo
▼ 0.25% · 3.875%
HK$164,095
−HK$5,030/mo
Today · 4.125%
HK$169,125
baseline
▲ 0.50% · 4.625%
HK$179,416
+HK$10,291/mo
Deposit HK$14.96M · loan HK$34.90M · min. income ≈ HK$338,250/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$2,118,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,047
−HK$9,566/mo
▼ 0.25% · 3.875%
HK$181,796
−HK$4,817/mo
Today · 4.125%
HK$186,613
baseline
▲ 0.50% · 4.625%
HK$196,449
+HK$9,836/mo
Deposit HK$14.96M · loan HK$34.90M · min. income ≈ HK$373,226/mo (50% DSR)
Upfront cash ≈ HK$17.07M (deposit + AVD stamp duty HK$2,118,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,615
−HK$12,831/mo
▼ 0.25% · 3.875%
HK$210,980
−HK$6,466/mo
Today · 4.125%
HK$217,446
baseline
▲ 0.50% · 4.625%
HK$230,677
+HK$13,231/mo
Deposit HK$4.99M · loan HK$44.87M · min. income ≈ HK$434,892/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,118,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,632
−HK$12,299/mo
▼ 0.25% · 3.875%
HK$233,737
−HK$6,194/mo
Today · 4.125%
HK$239,931
baseline
▲ 0.50% · 4.625%
HK$252,578
+HK$12,647/mo
Deposit HK$4.99M · loan HK$44.87M · min. income ≈ HK$479,862/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$2,118,705 · Scale 2, in force from 26 Feb 2026)